If you have to argue with your SP each time, id avoid them. Go with someone else. This is the only reason i didnt get it, thinking that each time i submit something they would want to deny it.
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Pet Insurance - Advise / pros / cons ?
- Thread starter frekeyguy
- Start date
If you have to argue with your SP each time, id avoid them. Go with someone else. This is the only reason i didnt get it, thinking that each time i submit something they would want to deny it.
Roomie
Banned
Some pets cost a fortune to just purchase let alone of something happens I them that requires medical attention. In one year my bulldog has cost me half of my new gsxr just to have. I'm lucky and he hasn't had any health issues. I can see why people have insurance for that stuff
Sent from my piss poor iPhone while sitting on my squidly gixxxxxxxxxer
If you REALLY like your pets to the point that you would spend $4000+ fixing it up, then it might be worthwhile. Me, if it's over a grand, sorry but bye bye Snowball.
Just make sure you actually read what it covers. I've read some that even if you claimed the absolute maximum allowed in a year it would pay out less than you paid them in a year. Seen this with health insurance for people, too. It makes more sense to just put money away in a savings account every month for in case your animal gets sick.
Just make sure you actually read what it covers. I've read some that even if you claimed the absolute maximum allowed in a year it would pay out less than you paid them in a year. Seen this with health insurance for people, too. It makes more sense to just put money away in a savings account every month for in case your animal gets sick.
Roomie
Banned
Not really. Took me 35 years to finally get the dog I wanted. Worth the money to me.
Sent from my piss poor iPhone while sitting on my squidly gixxxxxxxxxer
I've made money off of mine most years. 2 of my 3 boys are old enough now it wouldn't be smart to cancel or change companies but I definitely wouldn't go with Pet Smart again.
moarmoto
Well-known member
So cruel... but hard decision. I think my limit would be like 5 grand.
My wife and mine is two grand, and that goes down incrementally after 10 years old.
Motorcycle Mike
Well-known member
I can't believe how much some of you spend on pets!
When I grew up, our family dog was a shepherd/husky mix that was outside only, never chained up because we lived in the country, and he ate mostly leftovers (family of 8 kids, so Mom made a ton of food) as well as kibble if there was not enough leftovers.
Dad took the dog for rabies shots every year, but other than that he let us know if the dog ever needed more he would be getting a bullet to the head and buried on the barn hill.
Luckily for Molson, he never needed anything. He lived until he was 18 years old and finally died on the road because he was mostly deaf and blind.
When I grew up, our family dog was a shepherd/husky mix that was outside only, never chained up because we lived in the country, and he ate mostly leftovers (family of 8 kids, so Mom made a ton of food) as well as kibble if there was not enough leftovers.
Dad took the dog for rabies shots every year, but other than that he let us know if the dog ever needed more he would be getting a bullet to the head and buried on the barn hill.
Luckily for Molson, he never needed anything. He lived until he was 18 years old and finally died on the road because he was mostly deaf and blind.
roadtoruin
Well-known member
About the cost of a single shotgun slug.
Unless money means little to you, you have to set a limit for how far you will go for your pet. I won't jeopardize my family's financial future for an animal, but I would spend a few g's at least. So anyone thinking about pet insurance also has to think about the flip side too.
I favour putting some money away each month rather than paying for insurance. Insurance companies are like casinos; the house always wins. But, if money is tight, and you can't easily get the money without going into debt, then insurance would be a better choice.
Another suggestion is to look at mutts - they are generally much healthier and there are many, many rescue dogs that need homes. And there are dedicated rescue organizations for particular breeds too if you still want a purebred.
I don't mean this to be a criticism of other's spending habits or money management but it seems to me that if one cannot put together the money to pay for emergency vet care, then one should probably reconsider having a pet in the first place.
Another suggestion is to look at mutts - they are generally much healthier and there are many, many rescue dogs that need homes. And there are dedicated rescue organizations for particular breeds too if you still want a purebred.
I don't mean this to be a criticism of other's spending habits or money management but it seems to me that if one cannot put together the money to pay for emergency vet care, then one should probably reconsider having a pet in the first place.
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