Order of operations for buying a used car?

Baggsy

Baggsy

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Kid bought an uncertified car today.
Already talked to insurance and got a quote.
Appointment for safety is booked for next Tuesday.
Appointment at Service Ontario is booked for tomorrow.

What's the order of operations?

Do I need to phone the insurance first, and get coverage for Tuesday?
Swap ownership tomorrow, or just get temporary permit?
Get certified next Tuesday.
Then go back to Service Ontario for plates? Swap ownership at that point or is it too late?

Going to take him to get some wipers or wiper blades, as they need to be replaced.
 
1. Need insurance so get that first
2. Go to SO and get temporary plates (this will come with registration as ‘plates / unfit’ (something similar I’m not sure of full name)
3. Drive to shop and get safety
4. Return to SO with safety in hand and get full plate and registration

Enjoy
 
You need to book appointments at Service Ontario now?
 
TwistedKestrel said:
You need to book appointments at Service Ontario now?
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Neighbor suggested it, as he had to wait 45 minutes, while those with appointments went ahead.
 
Check your policy. I'm automatically covered when I purchase a vehicle. I can't remember how long I have to cross Is and dot Ts. I usually take care of paperwork within a day, maybe two, so I was never pressed. IIRC it's 30 days. Don't quote me on that.
 
Not trying to tell you how to parent but get him involved in as much of this as possible.
Good lesson for the future.
 
Step 1 is to ask for the UVIP, even before going to see the car. The last time I was car shopping I went to see one that was described as "mint" after asking most of the right questions (are there any liens, accidents, etc).

I get there and there's some minor damage on a fender. No big deal. Check the car out for a while, including a test drive. Decide to buy it, and ask for the UVIP before handing over the money. Turns out the car was an insurance write-off, because there is clearly an auto-repair shop in the chain of ownership. Wait, what? I get down under the car again and have a really good look and finally notice the marks where the frame has been straightened on a jig. Seller claims ignorance.

Overall, that lesson fortunately only cost me 2 hours of my time.
 
Ash said:
Step 1 is to ask for the UVIP, even before going to see the car. The last time I was car shopping I went to see one that was described as "mint" after asking most of the right questions (are there any liens, accidents, etc).

I get there and there's some minor damage on a fender. No big deal. Check the car out for a while, including a test drive. Decide to buy it, and ask for the UVIP before handing over the money. Turns out the car was an insurance write-off, because there is clearly an auto-repair shop in the chain of ownership. Wait, what? I get down under the car again and have a really good look and finally notice the marks where the frame has been straightened on a jig. Seller claims ignorance.

Overall, that lesson fortunately only cost me 2 hours of my time.
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If it's had too many owners maybe it's a lemon.
 
It's plated and he's out for a spin now with a big red T sticker on the back plate. Hope it peels off nice.

Not much line up at SO. He did most of the talking. I just asked the questions he was too embarrassed to, and to pay the tax when his debit was declined.

Since he's new to insurance and we wanted him separate, he wasn't automatically covered. I did talk to the broker; we needed the insurance before the SO appt. Had to get the OCPF28 excluded driver(s) deleted from the quote. I was told it was a typo.
 
Baggsy said:
It's plated and he's out for a spin now with a big red T sticker on the back plate. Hope it peels off nice.

Not much line up at SO. He did most of the talking. I just asked the questions he was too embarrassed to, and to pay the tax when his debit was declined.

Since he's new to insurance and we wanted him separate, he wasn't automatically covered. I did talk to the broker; we needed the insurance before the SO appt. Had to get the OCPF28 excluded driver(s) deleted from the quote. I was told it was a typo.
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Nice Congrats to your son. Hope he gets good use of a trouble free car.
 
Ash said:
Step 1 is to ask for the UVIP, even before going to see the car.
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If it made sense to say anything more than 100%, I would! By law, the seller is responsible for providing the UVIP, and I always remind sellers I deal with of this fact and point them to the SO/MTO site if they protest. Two catastrophic things to look for on there are liens and branding. My nephew just got ripped off by someone selling him a branded bike without UVIP and now he has no recourse. Yes, it's his own fault for lack of due diligence, but the seller knew what they were doing and scratched out the branding on the ownership, and my nephew was naïve enough to believe it was just wear and tear.



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Relax said:
If it made sense to say anything more than 100%, I would! By law, the seller is responsible for providing the UVIP, and I always remind sellers I deal with of this fact and point them to the SO/MTO site if they protest. Two catastrophic things to look for on there are liens and branding. My nephew just got ripped off by someone selling him a branded bike without UVIP and now he has no recourse. Yes, it's his own fault for lack of due diligence, but the seller knew what they were doing and scratched out the branding on the ownership, and my nephew was naïve enough to believe it was just wear and tear.



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Can he go to small claims court? Cops won’t do anything, but even the threat of court action could scare someone straight.
 
BB722 said:
Used car market is brutal right now, did he get a good deal?
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$14,200 for a 2014 Camry with 57,000 km on it, including winter tires on rims, from a neighbor. We'll see what the shop says after the safety. I think it was right place and right time. My 2015 has over 200,000 km on it.
 
Baggsy said:
$14,200 for a 2014 Camry with 57,000 km on it, including winter tires on rims, from a neighbor. We'll see what the shop says after the safety. I think it was right place and right time. My 2015 has over 200,000 km on it.
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Wow prices are still crazy those look like $5,000 cars to me but apparently I'm out to lunch

Sent from the future
 
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