Rob is correct. It was basically SOP, (Standard Operating Procedure) when I was on traffic patrol, that in cases like this you lay the careless charge knowing it will be reduced to follow too closely. The crown almost always did this, (unless the accused acted like a dick or said something that sunk them).
OP your stating that you came off the bike as you didn't an appropriate "escape route" (you would have gone into oncoming traffic or a construction tractor), will do nothing than prove the crown's case for them that due to undue care and attention you hit the car, (although it would make an even stronger case for follow too clse. The MTO handbook advises to always have an escape route. Although under ideal conditions you "may not" have been following too close. In a construction zone you were. You MUST remember there is always the chance that there will be loose gravel/sand on a road near a construction zone. Just this morning in my cage I entered a construction zone I enter everyday, (today I wasin the cage). I was surprised to find about 4" of water on the road, (due to weekend rain). there has never been water there before.
As for the other driver stopping the claim. If it was entered into their insurers system as a claim and assigned a claim number, from my understanding it is too late. Sure the other driver can choose to not collect on the claim and say he is going to pay for damage themselves. But it still remains in their system, as a not at fault collision. The insurer has no incentve to remove it, even if their client made the claim they would have collected from your insurer, (exactly what TD with state farm last year when I was rear ended by a bike). It is similiar to you calling your insurer to say you were hit, and want to make a claim, then the damages are only $200 and your deductible is $300. The insurer never pays out but it still remains on the system as a claim.
OP your stating that you came off the bike as you didn't an appropriate "escape route" (you would have gone into oncoming traffic or a construction tractor), will do nothing than prove the crown's case for them that due to undue care and attention you hit the car, (although it would make an even stronger case for follow too clse. The MTO handbook advises to always have an escape route. Although under ideal conditions you "may not" have been following too close. In a construction zone you were. You MUST remember there is always the chance that there will be loose gravel/sand on a road near a construction zone. Just this morning in my cage I entered a construction zone I enter everyday, (today I wasin the cage). I was surprised to find about 4" of water on the road, (due to weekend rain). there has never been water there before.
As for the other driver stopping the claim. If it was entered into their insurers system as a claim and assigned a claim number, from my understanding it is too late. Sure the other driver can choose to not collect on the claim and say he is going to pay for damage themselves. But it still remains in their system, as a not at fault collision. The insurer has no incentve to remove it, even if their client made the claim they would have collected from your insurer, (exactly what TD with state farm last year when I was rear ended by a bike). It is similiar to you calling your insurer to say you were hit, and want to make a claim, then the damages are only $200 and your deductible is $300. The insurer never pays out but it still remains on the system as a claim.