I'm going to stick to mountain bikes.

just a flesh wound.
Can't live in that kind of fear OP.
I amazingly haven't busted a single bone from riding, that includes racing motocross! I've had a few concussions from it though.
Only time I've broken a bone is my wrist in football.
I think it's more of a fact that I've bailed so many times now, that I have the "tuck and roll" perfected. Just go with the flow and you'll be ok!