Well-known member
get a car.. boost or bust it makes bikes feel slow, well bikes you'd be considering (age/insurance)
Motorcycle or Car?
- Thread starter huhjunn
- Start date
natlat
Well-known member
Roger... Or Ralph... The guy from the ctv news spot?
Based on personal experience, I would suggest waiting until you're at least 21 to get a bike. The only exception is if you live at home and have access to a car when you need it already, and are willing to burn the money on insurance. I got a bike when I turned 16. The first year, it cost me $2400 in insurance. The following year, my rate decreased to $1900, where it has stayed for the past four years. This is full coverage and $1m liability on a CBR 125. So for me to ride this little bike for the past four seasons (and now in the fifth season) has cost me $10,000. I've paid for the bike two-and-a-half times over just in insurance. Somehow I managed to do it while working part time, putting myself through two years of college and still graduating with honours, but it sure as hell wasn't easy, and now I wonder how on earth I did it. But that's besides the point.
Ok, this is what I've learned: Be patient, save money. Get your G first. Do you go to school? If you do, do you commute or live in an apartment? If it's the former, a car is better (school is from Sept-April, riding season is March-November. Do the math.) If it's the latter, then you probably don't need transportation and most likely won't have a place to put the bike anyway.
So, you want to get the bike? This is what you do: Get the M1 and do a safety course, thereby getting the M2. Wait one year (don't forget to put your change in the piggy bank, and never break a five.) Now you've been licensed for a year, and are 21 or 22 years old, so you get the preferred rate by insurance companies (or at least Jevco, which is probably who you'll end up with). Buy an older bike that is in decent shape and reliable, and forget about getting collision coverage.
Now you're set, and you won't be able to shove a hockey puck up your *** like I can, unfortunately.
Ok, this is what I've learned: Be patient, save money. Get your G first. Do you go to school? If you do, do you commute or live in an apartment? If it's the former, a car is better (school is from Sept-April, riding season is March-November. Do the math.) If it's the latter, then you probably don't need transportation and most likely won't have a place to put the bike anyway.
So, you want to get the bike? This is what you do: Get the M1 and do a safety course, thereby getting the M2. Wait one year (don't forget to put your change in the piggy bank, and never break a five.) Now you've been licensed for a year, and are 21 or 22 years old, so you get the preferred rate by insurance companies (or at least Jevco, which is probably who you'll end up with). Buy an older bike that is in decent shape and reliable, and forget about getting collision coverage.
Now you're set, and you won't be able to shove a hockey puck up your *** like I can, unfortunately.
Bikes are toys, cars I find are more for transportation. Get the car, and then start saving for a bike.
flameboy182
Well-known member
Just curious, why was waiting 5 years without riding before you got your full M smart?
Are you expecting to pay more for insurance on that 125 relative to the 50cc you have now?
strictlye
Well-known member
Personally I think its stupid when people don't have cars, but they buy a motorcycle. I bike is a recreation vehicle in Canada, get a car for all yr round driving conditions.
The only time it semi makes sense is for those people who live in the downtown core and never leave their area. I say get a bike when you can afford it.
The only time it semi makes sense is for those people who live in the downtown core and never leave their area. I say get a bike when you can afford it.
