Motorcycle insurance

[conundrum]

Correct if you have a vehicle which does not have current insurance on it and someone else is found operting the vehicle the Appropriate charges under the Compulsory Insurance Act are:

Vehicle operator, (Driver)

3. (1) An operator of a motor vehicle on a highway shall have in the motor vehicle at all times,
(a) an insurance card for the motor vehicle; or
(b) an insurance card evidencing that the operator is insured under a contract of automobile insurance,
and the operator shall surrender the insurance card for reasonable inspection upon the demand of a police officer. R.S.O. 1990, c. C.25, s. 3 (1).



Vehicle owner:

Compulsory automobile insurance

2. (1) Subject to the regulations, no owner or lessee of a motor vehicle shall,

(a) operate the motor vehicle; or
(b) cause or permit the motor vehicle to be operated,
on a highway unless the motor vehicle is insured under a contract of automobile insurance. 1994, c. 11, s. 383; 1996, c. 21, s. 50 (3).

Now how did they get the OP's DL# Simple they would have run the plate on the computer system and on the ownership, the owners DL# is attached to the record.

It is likely as he has stated his sister merely intercepted the mail, and therefore, he didn't recieve the proper notifications. OP sounds like, (if you haven't already done so), time to live away from this sister. If she is willing to go to these levels to decieve you, then it is likely only a matter of time before she "graduates" to more serious stuff.

Glad you got it "somewhat" worked out with your broker... BUT be aware next renewal on the car this issue will again raise it's ugly head and rest assured you WILL be seeing an increase on your car insurance as well.

This sadly. In normal cases, it would be the driver's insurance paying out for anything, but in the case they are not insured, it can fall back on you/the vehicle owner. I think this is why too people are so careful (or should be) when selling their bike, as if the new owner rides off and crashes, but hasn't finalized their insurance...it's on you.

I think that's where the criminal charges come in to play too...if you gave her the keys, then you willingly let an uninsured driver use you vehicle. If you claim you didn't know she had it, then in theory she stole the vehicle, and is hit with grand theft auto or some similar, but lesser, charge.

 

[Fabio_E63_]

Correct if you have a vehicle which does not have current insurance on it and someone else is found operting the vehicle the Appropriate charges under the Compulsory Insurance Act are:

Vehicle operator, (Driver)

3. (1) An operator of a motor vehicle on a highway shall have in the motor vehicle at all times,
(a) an insurance card for the motor vehicle; or
(b) an insurance card evidencing that the operator is insured under a contract of automobile insurance,
and the operator shall surrender the insurance card for reasonable inspection upon the demand of a police officer. R.S.O. 1990, c. C.25, s. 3 (1).



Vehicle owner:

Compulsory automobile insurance

2. (1) Subject to the regulations, no owner or lessee of a motor vehicle shall,

(a) operate the motor vehicle; or
(b) cause or permit the motor vehicle to be operated,
on a highway unless the motor vehicle is insured under a contract of automobile insurance. 1994, c. 11, s. 383; 1996, c. 21, s. 50 (3).

Now how did they get the OP's DL# Simple they would have run the plate on the computer system and on the ownership, the owners DL# is attached to the record.

It is likely as he has stated his sister merely intercepted the mail, and therefore, he didn't recieve the proper notifications. OP sounds like, (if you haven't already done so), time to live away from this sister. If she is willing to go to these levels to decieve you, then it is likely only a matter of time before she "graduates" to more serious stuff.

Glad you got it "somewhat" worked out with your broker... BUT be aware next renewal on the car this issue will again raise it's ugly head and rest assured you WILL be seeing an increase on your car insurance as well.

Here's the funny thing the ownership of the car wasn't even in the car... so pretty much what I said to the court when I went to get papers to prove I wasn't driving. I was like "if the car was stole I would of go a ticket and no car". But then again I think the situation would of been worse.

 

[hedo2002]

Here's the funny thing the ownership of the car wasn't even in the car... so pretty much what I said to the court when I went to get papers to prove I wasn't driving. I was like "if the car was stole I would of go a ticket and no car". But then again I think the situation would of been worse.

They don't need the ownership, Just the plates on the vehicle, If it had no plates then they run the VIN, in the MTO computer system all the records are related. IE the owners DL is "attached" to the vehicle, is is how if you go to MTO they can by your DL give you a print out, (if you pay for it), of every vehicle ever registered in Ontario to you.

Now if your vehicle was indeed stolen, Either by a stranger or in this case, technically by your sister, then you wouldn't have gotten a ticket. As long as a theft report is filed then your exempted from the section I posted above. I have never, (when I was assigned to patrol), charged an owner for permitting a thief to operate their vehicle on a highway without proper insurance...lol

 

[Fabio_E63_]

They don't need the ownership, Just the plates on the vehicle, If it had no plates then they run the VIN, in the MTO computer system all the records are related. IE the owners DL is "attached" to the vehicle, is is how if you go to MTO they can by your DL give you a print out, (if you pay for it), of every vehicle ever registered in Ontario to you.

Now if your vehicle was indeed stolen, Either by a stranger or in this case, technically by your sister, then you wouldn't have gotten a ticket. As long as a theft report is filed then your exempted from the section I posted above. I have never, (when I was assigned to patrol), charged an owner for permitting a thief to operate their vehicle on a highway without proper insurance...lol

Lol.. good to know... if you still know people in the eglinton court house, tell them they hire rude an educated people who can't even treat the coworkers right.