List myself as secondary rider ?

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And here it is a perfect example why motorcycle rates are so high....
1 - the insurance company is not collecting the appropriate premium
2 - a claim will occur, insurance will pay for the claim
3 - the premium that was not collected properly when the policy was setup, due to fraud, the missed premium will get passed over on next year renewal to everyone else.
4 - Thanks to the original poster of this thread the rates are going up next year again
 
PrivatePilot said:
It goes my the numnber of people licenced to drive that class of vehicle.

I have 3 vehicles, 2 cars and a pickup. Right now I'm listed as primary on 2 vehicles and my wife is listed as primary on the third because there's only the 2 of us with full licences, and both my kids only have G1's which doesn't count towards anything insurance-wise. When one of my kids gets their licence they MUST be listed as primary on one of the vehicles (At huge $$$) as you cannot list them as occasional. Three vehicles, three licenced drivers, the insurance companies know what's up. This is one of the reasons the pickup is for sale.
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If your kids will not be driving that much when they get their G2 then sign off on a waiver to exclude them from driving your vehicles and then there is no change to your insurance cost.

My kid has his G1 and he will be going for his G2 in April only because I am forcing him. He has zero interest in driving or riding or anything motorsport related so I'm planning to exclude him as a driver on my cars. Quoted me 1500 per year to have him as a secondary driver so I'll just pay the 350 for another 10 lessons next year so he can finish his G.

Win-win all around.
 
Carlos Vincent said:
And here it is a perfect example why motorcycle rates are so high....

4 - Thanks to the original poster of this thread the rates are going up next year again
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LOL Why are you catching feelings ? It was actually a genuine question because I am not familiar with insurance stuffs. I don't know why people get so butt hurt easily. Anyways I am already insured the "right" way so you can calm your bawls Carlost. :wave:
 
Ghostrider619 said:
LOL Why are you catching feelings
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Dude, he's right. It's crap like this that IS the reason our insurance rates are out in left field in this province.

The fact that an insurance agent himself is saying that sort of stuff should be a wakeup call, not an opportunity to more or less tell someone to STFU.
 
Ghostrider619 said:
LOL Why are you catching feelings ? It was actually a genuine question because I am not familiar with insurance stuffs. I don't know why people get so butt hurt easily. Anyways I am already insured the "right" way so you can calm your bawls Carlost. :wave:
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I actually thought this was a different thread and thought the post was fitting. Reread your post, I see that it was a genuine question. It's all good. Glad you went about it the right way.

Sent from a Samsung Galaxy far, far away using Tapatalk
 
PrivatePilot said:
Dude, he's right. It's crap like this that IS the reason our insurance rates are out in left field in this province.

The fact that an insurance agent himself is saying that sort of stuff should be a wakeup call, not an opportunity to more or less tell someone to STFU.
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That's true & I found out what he said was also true after researching since I am a newbie about insurance stuffs. I thought this site was to discuss & learn new things about motorcycle stuffs, no need to bash me saying insurance is going up next year because of ME lol.
 
Ghostrider619 said:
That's true & I found out what he said was also true after researching since I am a newbie about insurance stuffs. I thought this site was to discuss & learn new things about motorcycle stuffs, no need to bash me saying insurance is going up next year because of ME lol.
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So you want to learn and someone tries to teach you something and rather than say geez thanks I didn't know that, you tell them off? Your not going to learn much that way. As for not knowing much about "insurance stuffs" that is why you ask your broker/agent, before you do something that in the end can cause you a ton of trouble. As for the insurance going up for everyone that is also an accurate statement. Ask ANY insurance provider what is the number one reason for high rates and they will tell you FRAUD. The way you had your coverage initially was fraud, so you help contribute to higher rates for everyone. But I also acknowledge you have corrected this issue. Thanks.

Glad to see you have now learned and that you now have the proper coverage the proper way. I might suggest you do research on things that can also get you into trouble with the law when riding, I can assure you they won't give you the option of doing your research later and learning from it.
 
Once again guys, @Ghostrider619 was NOT the person that had done this. He/she was simply asking if it was possible. The rider that DID that, is from a different thread. I have no problem straightening people out, but this is not the person.
Now I need some ice cream.

Sent from a Samsung Galaxy far, far away using Tapatalk
 
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