@nobbie48
I'm legit curious about how you feel regarding the fact that most millennials and younger do not have pensions or RRSPs so we have to make our own investments and plan accordingly. As a result, some of us (including me) have zero empathy for the situation you're describing because it's the one we'll be partaking in.
If I had a choice, I'd opt out of CPP entirely. Also worth noting I had multiple college and university professors talk about how the CPP system was made so most would die before taking CPP out (makes sense, save money.) Since life expectation has gone up....this is another huge money sink.
But, as you said, there are people far worse off due to not being able to afford housing or living pay cheque to cheque.
......holy ****, I guess the class system never died.