I can assure you, a 650cc naked bike will stimulate all your senses. The low end is absolutely thrilling. I would suggest to give it a shot if any of your friends have one. Cheap to insure and easy to ride.
Oh yeah, comfy, great gas mileage, reliable and enough torque to haul my 6'2 frame around
Kind of regret selling it, was so cheap to run, wasn't as sporty as it looked, but the ideal 'standard bike' imo, bigger feel/size than a 300
My fz goes through the same amount of gas in half the time
OP, you really should look into the 650cc twins... in the real world they're just as quick as a 600cc SS. There is a difference, but it's really only noticeable when you're deep in "lose your license" territory. Honestly for 99% of my riding, I can't say the SS does anything more than my SV ever did.
Sounds like insurance fraud. You can't pick and choose your primary residence based on your convenience and potential cost savings. If not caught up front before issuing the policy it will very definitely be picked up if you have an accident. Insurance companies are very attuned to people doing this and your policy will be cancelled for misrepresentation and you stand a good chance being pushed into using facility insurance for all of your vehicles, not just your bike. Aside from no coverage in an accident this could cost you tens of thousands of dollars in increased insurance premiums on all of your vehicles over time.
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