INSURANCE QUOTES FOR NEW RIDER + first bike??

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Not true.. I've posted this in other threads, here it is again.

[TABLE="width: 669"]
[TR]
[TD]Year[/TD]
[TD]Brand[/TD]
[TD]Model[/TD]
[TD]CC[/TD]
[TD]Liability[/TD]
[TD]Theft fire[/TD]
[TD]full coverage[/TD]
[/TR]
[TR]
[TD="align: right"]2004[/TD]
[TD]Yamaha[/TD]
[TD]WR[/TD]
[TD="align: right"]450[/TD]
[TD] 157 offroad only[/TD]
[TD]
[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]2007[/TD]
[TD]Suzuki[/TD]
[TD]DRZ[/TD]
[TD="align: right"]400[/TD]
[TD] $ 1,240[/TD]
[TD="colspan: 2"]1412/1450[/TD]
[/TR]
[TR]
[TD="align: right"]2010[/TD]
[TD]Honda[/TD]
[TD]CBR Abs[/TD]
[TD="align: right"]250[/TD]
[TD] $ 1,250[/TD]
[TD="align: right"]1330[/TD]
[TD="align: right"]1992[/TD]
[/TR]
[TR]
[TD="align: right"]2011[/TD]
[TD]Honda[/TD]
[TD]CBR[/TD]
[TD="align: right"]250[/TD]
[TD] $ 1,393[/TD]
[TD="align: right"]1483[/TD]
[TD="align: right"]2219[/TD]
[/TR]
[TR]
[TD="align: right"]2004[/TD]
[TD]KTM[/TD]
[TD]SMC[/TD]
[TD="align: right"]625[/TD]
[TD] $ 1,593[/TD]
[TD]
[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]2009[/TD]
[TD]Yamaha[/TD]
[TD]tmax[/TD]
[TD="align: right"]500[/TD]
[TD] $ 1,600[/TD]
[TD]
[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]1989[/TD]
[TD]Yamaha[/TD]
[TD]fzr[/TD]
[TD="align: right"]400[/TD]
[TD] $ 1,809[/TD]
[TD]
[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]1992[/TD]
[TD]Yamaha[/TD]
[TD]FZR[/TD]
[TD="align: right"]600[/TD]
[TD] $ 2,168[/TD]
[TD]
[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]2000[/TD]
[TD]kawasaki[/TD]
[TD]ex[/TD]
[TD="align: right"]500[/TD]
[TD] $ 2,273[/TD]
[TD]
[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]2002[/TD]
[TD]suzuki[/TD]
[TD]katana[/TD]
[TD="align: right"]600[/TD]
[TD] $ 2,458[/TD]
[TD="align: right"]2556[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]2008[/TD]
[TD]Suzuki[/TD]
[TD]GS[/TD]
[TD="align: right"]500[/TD]
[TD] $ 2,515[/TD]
[TD="align: right"]2610[/TD]
[TD="align: right"]4597[/TD]
[/TR]
[TR]
[TD="align: right"]2006[/TD]
[TD]Yamaha[/TD]
[TD]FZ6[/TD]
[TD="align: right"]600[/TD]
[TD] $ 2,602[/TD]
[TD="align: right"]2700[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]2005[/TD]
[TD]Suzuki[/TD]
[TD]SV[/TD]
[TD="align: right"]650[/TD]
[TD] $ 2,786[/TD]
[TD="align: right"]2951[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]2006[/TD]
[TD]suzuki[/TD]
[TD]Vstrom[/TD]
[TD="align: right"]650[/TD]
[TD] $ 2,854[/TD]
[TD="align: right"]2964[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]2004[/TD]
[TD]trimpt[/TD]
[TD]speed four[/TD]
[TD="align: right"]600[/TD]
[TD] $ 2,900[/TD]
[TD]
[/TD]
[TD]
[/TD]
[/TR]
[/TABLE]

18yo, M2
 
Last edited:
Dayao12 said:
How 'bout sticking with a cruiser/standard for the next year or two, perhaps something from the 80s.
Click to expand...

no 18 year old wants to ride a bike from the 80's...

Save for a 250 at the very least. A 125 just doesn't cut it unless all you're doing is city riding. Also look to spending closer to 3G's for insurance and having to pay it all up front.

I was like you and wanted it all right away. Got a 250 right after my M1, insurance was $3500, I was 19...Still riding it 4 years later. A 125 would have been long gone.
 
LoneRonin said:
no 18 year old wants to ride a bike from the 80's...

Save for a 250 at the very least. A 125 just doesn't cut it unless all you're doing is city riding. Also look to spending closer to 3G's for insurance and having to pay it all up front.

I was like you and wanted it all right away. Got a 250 right after my M1, insurance was $3500, I was 19...Still riding it 4 years later. A 125 would have been long gone.
Click to expand...

Call me weird, but I always wanted a cafe racer. Went with a fzr400 instead.

For cheaper insurance go with old bike, low displacement bike, or a supermoto/ dual sport.
 
I love these threads. I got my M2 in the fall and bought a new Klx250S. Full coverage insurance will be $690 for me. No I am not 18.

Insurance is highly variable - Call a few places and ask for quotes on a few bikes that you are interested in.
 
KarGo said:
Not true.. I've posted this in other threads, here it is again.

[TABLE="width: 669"]
[TR]
[TD]Year[/TD]
[TD]Brand[/TD]
[TD]Model[/TD]
[TD]CC[/TD]
[TD]Liability[/TD]
[TD]Theft fire[/TD]
[TD]full coverage[/TD]
[/TR]
[TR]
[TD="align: right"]2004[/TD]
[TD]Yamaha[/TD]
[TD]WR[/TD]
[TD="align: right"]450[/TD]
[TD] 157 offroad only[/TD]
[TD]
[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]2007[/TD]
[TD]Suzuki[/TD]
[TD]DRZ[/TD]
[TD="align: right"]400[/TD]
[TD] $ 1,240[/TD]
[TD="colspan: 2"]1412/1450[/TD]
[/TR]
[TR]
[TD="align: right"]2010[/TD]
[TD]Honda[/TD]
[TD]CBR Abs[/TD]
[TD="align: right"]250[/TD]
[TD] $ 1,250[/TD]
[TD="align: right"]1330[/TD]
[TD="align: right"]1992[/TD]
[/TR]
[TR]
[TD="align: right"]2011[/TD]
[TD]Honda[/TD]
[TD]CBR[/TD]
[TD="align: right"]250[/TD]
[TD] $ 1,393[/TD]
[TD="align: right"]1483[/TD]
[TD="align: right"]2219[/TD]
[/TR]
[TR]
[TD="align: right"]2004[/TD]
[TD]KTM[/TD]
[TD]SMC[/TD]
[TD="align: right"]625[/TD]
[TD] $ 1,593[/TD]
[TD]
[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]2009[/TD]
[TD]Yamaha[/TD]
[TD]tmax[/TD]
[TD="align: right"]500[/TD]
[TD] $ 1,600[/TD]
[TD]
[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]1989[/TD]
[TD]Yamaha[/TD]
[TD]fzr[/TD]
[TD="align: right"]400[/TD]
[TD] $ 1,809[/TD]
[TD]
[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]1992[/TD]
[TD]Yamaha[/TD]
[TD]FZR[/TD]
[TD="align: right"]600[/TD]
[TD] $ 2,168[/TD]
[TD]
[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]2000[/TD]
[TD]kawasaki[/TD]
[TD]ex[/TD]
[TD="align: right"]500[/TD]
[TD] $ 2,273[/TD]
[TD]
[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]2002[/TD]
[TD]suzuki[/TD]
[TD]katana[/TD]
[TD="align: right"]600[/TD]
[TD] $ 2,458[/TD]
[TD="align: right"]2556[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]2008[/TD]
[TD]Suzuki[/TD]
[TD]GS[/TD]
[TD="align: right"]500[/TD]
[TD] $ 2,515[/TD]
[TD="align: right"]2610[/TD]
[TD="align: right"]4597[/TD]
[/TR]
[TR]
[TD="align: right"]2006[/TD]
[TD]Yamaha[/TD]
[TD]FZ6[/TD]
[TD="align: right"]600[/TD]
[TD] $ 2,602[/TD]
[TD="align: right"]2700[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]2005[/TD]
[TD]Suzuki[/TD]
[TD]SV[/TD]
[TD="align: right"]650[/TD]
[TD] $ 2,786[/TD]
[TD="align: right"]2951[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]2006[/TD]
[TD]suzuki[/TD]
[TD]Vstrom[/TD]
[TD="align: right"]650[/TD]
[TD] $ 2,854[/TD]
[TD="align: right"]2964[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]2004[/TD]
[TD]trimpt[/TD]
[TD]speed four[/TD]
[TD="align: right"]600[/TD]
[TD] $ 2,900[/TD]
[TD]
[/TD]
[TD]
[/TD]
[/TR]
[/TABLE]

18yo, M2
Click to expand...

Ok then how do I go about getting coverage from statefarm when I haven't had my G for 6 years? Cause those rates are a lot better than what anywhere else has quoted me on a DRZ400...
 
LoneRonin said:
no 18 year old wants to ride a bike from the 80's...

Save for a 250 at the very least. A 125 just doesn't cut it unless all you're doing is city riding. Also look to spending closer to 3G's for insurance and having to pay it all up front.

I was like you and wanted it all right away. Got a 250 right after my M1, insurance was $3500, I was 19...Still riding it 4 years later. A 125 would have been long gone.
Click to expand...

Also consider the fact that at the moment, the Ninja 250's prices will start going down vs the cbr125's prices wont really get much lower as its sitting in the $1000-$1500 range now. As an 18 year old paying for him/herself, I cant imagine how they would be able to afford a bike, insurance, and gear as that would cost around $6000-$8000 total for the first year.
 
Dave L said:
I love these threads. I got my M2 in the fall and bought a new Klx250S. Full coverage insurance will be $690 for me. No I am not 18.

Insurance is highly variable - Call a few places and ask for quotes on a few bikes that you are interested in.
Click to expand...

May I ask who you got your quote from?
 
KarGo said:
Not true.. I've posted this in other threads, here it is again.

[TABLE="width: 669"]
[TR]
[TD]Year[/TD]
[TD]Brand[/TD]
[TD]Model[/TD]
[TD]CC[/TD]
[TD]Liability[/TD]
[TD]Theft fire[/TD]
[TD]full coverage[/TD]
[/TR]
[TR]
[TD="align: right"][/TD]
[TD][/TD]
[TD][/TD]
[TD="align: right"][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[/TR]
[TR]
[TD="align: right"]2010[/TD]
[TD]Honda[/TD]
[TD]CBR Abs[/TD]
[TD="align: right"]250[/TD]
[TD] $ 1,250[/TD]
[TD="align: right"]1330[/TD]
[TD="align: right"]1992[/TD]
[/TR]
[TR]
[TD="align: right"][/TD]
[TD][/TD]
[TD][/TD]
[TD="align: right"][/TD]
[TD][/TD]
[TD="align: right"][/TD]
[TD="align: right"][/TD]
[/TR]
[/TABLE]


18yo, M2
Click to expand...

Didn't know Honda had the CBR250 in 2010. Wasn't 2011 the first year?
 
KarGo said:
These are not under statefarm... I was with the personal insurance/ des jardins.
Click to expand...

Just called Desjardins and I guess your quoted rates are so low because you're in Etobicoke...

Im over 18, with an m2 and have already been insured for a year with a clean record but they wanted over $3000 for full coverage or $1800 for liability.
 
Alex_San said:
Didn't know Honda had the CBR250 in 2010. Wasn't 2011 the first year?
Click to expand...
lol I just realised that, I was coming up with bikes in my head while making this spreadsheet. I don't know how they found that bike..

matt220 said:
Just called Desjardins and I guess your quoted rates are so low because you're in Etobicoke...

Im over 18, with an m2 and have already been insured for a year with a clean record but they wanted over $3000 for full coverage or $1800 for liability.
Click to expand...

Have you done the msf course? I never get full coverage that's why its not on the spreadsheet above.
Also The personal - Group rate, des jardin - regular rates.
 
KarGo said:
Have you done the msf course? I never get full coverage that's why its not on the spreadsheet above.
Also The personal - Group rate, des jardin - regular rates.
Click to expand...

I did take a safety course to get my m2, and you did mention full coverage

KarGo said:
[TABLE="class: cms_table, width: 669"]
[TR]
[TD]Year[/TD]
[TD]Brand[/TD]
[TD]Model[/TD]
[TD]CC[/TD]
[TD]Liability[/TD]
[TD]Theft fire[/TD]
[TD]full coverage[/TD]
[/TR]
[TR]
[TD="align: right"]2004[/TD]
[TD]Yamaha[/TD]
[TD]WR[/TD]
[TD="align: right"]450[/TD]
[TD]157 offroad only[/TD]
[TD]
[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD="align: right"]2007[/TD]
[TD]Suzuki[/TD]
[TD]DRZ[/TD]
[TD="align: right"]400[/TD]
[TD]$ 1,240[/TD]
[TD="colspan: 2"]1412/1450[/TD]
[/TR]
[TR]
[TD="align: right"]2010[/TD]
[TD]Honda[/TD]
[TD]CBR Abs[/TD]
[TD="align: right"]250[/TD]
[TD]$ 1,250[/TD]
[TD="align: right"]1330[/TD]
[TD="align: right"]1992[/TD]
[/TR]
[TR]
[TD="align: right"]2011[/TD]
[TD]Honda[/TD]
[TD]CBR[/TD]
[TD="align: right"]250[/TD]
[TD]$ 1,393[/TD]
[TD="align: right"]1483[/TD]
[TD="align: right"]2219[/TD]
[/TR]
[/TABLE]
Click to expand...

I don't think I'm a part of any group that The Personal will give discounts for.
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