Motorcycle Mike
Well-known member
So you get sued for $1 million and they are going to recover it by garnishing wages? Gimme a break.
The point is that I drive responsibly (hence a spotless record with 0 claims - ever), yet I am penalized by being forced to get expensive insurance that I personally don't want. The fact is that those of us that drive responsibly end up paying for those that don't - particularly those that desire to drive fast motorcycles and have good records are greatly penalized by those that have owned such motorcycles and have driven like idiots. It should be opposite. Excellent drivers should pay almost nothing. Those with bad driving records should pay for 95% of any insurance claims ever made.
I tell you... I felt a lot 'freer' when I lived overseas where I was free to not buy insurance, free to not wear a helmet, and free to pay for my own damage to vehicle or to myself if I was stupid enough to get into trouble.
This whole business of insurance and suing each other has gotten way out of hand here.
The point is that I drive responsibly (hence a spotless record with 0 claims - ever), yet I am penalized by being forced to get expensive insurance that I personally don't want. The fact is that those of us that drive responsibly end up paying for those that don't - particularly those that desire to drive fast motorcycles and have good records are greatly penalized by those that have owned such motorcycles and have driven like idiots. It should be opposite. Excellent drivers should pay almost nothing. Those with bad driving records should pay for 95% of any insurance claims ever made.
I tell you... I felt a lot 'freer' when I lived overseas where I was free to not buy insurance, free to not wear a helmet, and free to pay for my own damage to vehicle or to myself if I was stupid enough to get into trouble.
This whole business of insurance and suing each other has gotten way out of hand here.
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