I think though, that being too nervous and timid on a bike is no good either.
^
Two years ago after falling in the rain while making a right turn having the rear slide out on the thick painted pedestrian line, I developed a fear of riding in rain/wet roads. This didn't stop me from riding, instead, I was extra cautious on turns in wet conditions. Whats wrong with this?
1. I was riding more tense during wet conditions. (Almost death gripping handle bars)
2. I pulled the clutch in sometimes while taking low speed turns.
Two things I knew not to do, but the fear of having the rear come out again clouded my mind until I eventually, slowly, regained my confidence in riding in wet conditions.
After going down for the first time, take your time, evaluate what went wrong, and slowly work your confidence back up.
Two years later, and the thought is still in the back of my mind, sometimes I still mentally fight with myself telling myself to loosen up and not to grab the clutch when taking turns in wet conditions. Dry road conditions, I don't have the problems stated above.
On a side note, the day I went down, I picked up my bike and rode it the rest of the way to school with a very bent brake lever and a couple scratches here and there.