It's ignorant because you're giving the op false hope. And it's ignorant because I like to be.
Quote from http://www.insuranceproviders.com/does-pet-insurance-cover-hip-dysplasia/
The pet insurance company may flatly refuse to cover any genetic conditions, like hip dysplasia. Other ones will provide coverage, but you must to add a rider to your policy for this condition. Before the insurance company will agree to cover the pet for hip dysplasia, it will need to know whether the pet is exhibiting signs of this condition or it has already been diagnosed with it.
You will also need to serve a waiting period after the policy has been issued before your pet is covered for dysplasia, so be sure to find out how long it will be before buying the policy. If your pet is diagnosed before this period expires, the company will consider it a pre-existing condition, and your pet will not be covered.
LMAO. Im trying to give him and his dog a choice. Ignorant doesnt come to mind except your comments.