Got a good Wawanesa agent?

[D-J]

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That's certainly a big increase. Curious, how long have you been insured with Wawanesa? What's the bike?

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[STARSHIP]

2017 BMW R1200R

have been with them for 30 plus years for the house and 3 years for the bike.

 

[D-J]

2017 BMW R1200R

have been with them for 30 plus years for the house and 3 years for the bike.

That's absolutely baffling. Your premiums should be helluva lot lower. Considering your age, years of riding experience and continuous coverage, your annual premium should be well under 1k. Time to shop around!

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[STARSHIP]

Thanks D-J, Have been shopping but have not found anything better yet.

 

[STARSHIP]

turns out that the reason for my big increases with Wawanesa is because they provide a significant discount on Motorcycle policy (more than 35% if you have a car and home on the policy. My home is combined but unfortunately for me, both of my cars are insured by my former employer.

This practice is highly questionable and unethical at best and After calling around have seen that Insurance companies are using this to lever business by artificially raising the motorcycle policy along with ATV and boats and snowmobiles as there is little oversight on these rates. This means that they are actually being punitive for those who cannot combine a car to the policy.

StateFarm actually tells you that they charge a $250 standalone fee.

Can anyone recommend a carrier who will offer a competitive stand alone price

Thanks

 

[Relax]

TD is hit and miss, but at least the quote you get online is accurate.

Otherwise ask the fleet insurance company (or your company) if you can use them for your house and bike as well.

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