If it shorts, amp stays on ... What caused it to get short in the first place? Amp? No other fuses would blow? Seems a scam to blame it on amp therefore insurance doesn't have to cover it.
Assuming my theory is correct, and assuming you can show the rationale to your insurer, and assuming your policy covers it, and assuming it's more than your deductible. Then yes, it should be covered by insurance.
How do I go about it? Car is already with the mechanic who has said its the amp and insurance has said since its the amp and not accident related they are not covering it. How do I prove that it is related and what the mechanic said is incorrect?
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