First Ticket worth fighting for insurance?

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Oh SNAP lol- Plau- Dont you know by now that noone on this site makes any driving mistakes? Geez everyone follows that driver handbook like gospel and never develops any bad habits dont you know haha.....

Jenn



QUOTE=PLau;1679423]Lol it was development of a bad habit and kinda got blurred out of my mind when seeing everyone doing it when I started driving at the age of 16.

Are you saying that you always stop before the line at red lights and stop signs? Do you never pass the line before stopping (assuming you do stop) when making a right turn?

Since most probably you don't make a complete stop(not 3km/h but 0km/h; a full stop) at all your turns and stops, have you given it any thought before acting like a smartass?

+ I am sure you have sped on public roads before. I'm pretty sure that was in the handbook too. Guess you haven't given that any thought.[/QUOTE]
 
PLau said:
Lol it was development of a bad habit and kinda got blurred out of my mind when seeing everyone doing it when I started driving at the age of 16...
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LOL Well don't look to the adults for good examples, especially in Scarborough. In my car I was almost t-boned by a police car, right on my street. He did not want to stop at the stop sign. At least he did not pull me over for honking at him. I was not sure what I would say to him if we collided.

It is always disconcerting for me to see Asian driving instructors making blatant driving mistakes, when they have no students in the car. Ok, sure students make mistakes, but they are learning. There was a Toronto Star article a while ago on how so many driving instructors have demerit points. I was shocked but really not surprised.

On a bike this low level of driving skill forces us to learn how to read other drivers and hopefully avoid the really dangerous ones. We develop the "spidey sense", where you know the car beside you is trouble. Developing this skill will keep you safer than any protective equipment.
 
TorontoBoy said:
LOL Well don't look to the adults for good examples, especially in Scarborough. In my car I was almost t-boned by a police car, right on my street. He did not want to stop at the stop sign. At least he did not pull me over for honking at him. I was not sure what I would say to him if we collided.

It is always disconcerting for me to see Asian driving instructors making blatant driving mistakes, when they have no students in the car. Ok, sure students make mistakes, but they are learning. There was a Toronto Star article a while ago on how so many driving instructors have demerit points. I was shocked but really not surprised.

On a bike this low level of driving skill forces us to learn how to read other drivers and hopefully avoid the really dangerous ones. We develop the "spidey sense", where you know the car beside you is trouble. Developing this skill will keep you safer than any protective equipment.
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http://www.thestar.com/news/crime/article/1065223--it-s-back-to-driving-school-for-halton-police

Police officers get in to accidents too I guess... Although the article is for Halton, that is close enough.
 
PLau said:
Lol it was development of a bad habit and kinda got blurred out of my mind when seeing everyone doing it when I started driving at the age of 16.

Are you saying that you always stop before the line at red lights and stop signs? Do you never pass the line before stopping (assuming you do stop) when making a right turn?

Since most probably you don't make a complete stop(not 3km/h but 0km/h; a full stop) at all your turns and stops, have you given it any thought before acting like a smartass?

+ I am sure you have sped on public roads before. I'm pretty sure that was in the handbook too. Guess you haven't given that any thought.
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Hit a soft spot did I ?:rolleyes:
Please try and stay on subject. You introduced it.:)
 
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Ikan said:
Hit a soft spot did I ?:rolleyes:
Please try and stay on subject. You introduced it.:)
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Not really, just pointing out that pretty much everything you said reflects yourself as you most probably break all these rules and don't have the balls to man up and admit that you do, instead, you try lecturing me.

+ Sorry that this thread has gone way off topic OP.
 
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I can't believe $1600 for representation. The OP got misinformed. The going rate is $500
 
NOT GUILTY !!! Don't think anything less. You got rights. Let them save money for you.

The odds in your favor. Go to court yourself.

There's a 10% chance with the backlog it with disappear.
There's a 15% chance if you place the request for officers notes just before the deadline (it been awhile but I recall a couple months before trial) they won't be sent in time and you may get a dismissal in court.
There's a 50% chance the cop will not attend court.

Ta da! Only a 1 in 4 that you'll lose. AND even then you can ask for a reduction in the fine. Produce a sob story about work shortage etc.

Why give the insurance company that really doesn't care all that much about the infraction the chance to reach in your pocket, or take a meal off the dinner table.

Don't be a SUCKER!!! Fight.

Thank you for listening. (from experience)
 
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yea screw that noise....fight it....

i made the mistake of thinking "ah i NEVER get any tickets so i'll let this one slide"

i got a minor infraction for "failing to provide ins slip", i was driving my moms car and i could not find the slip.

6 months later i got nailed for a major infraction while being a good Samaritan. "A buddy of a buddy crashed his bike while on a group ride, injured himself but the bike was in rideable condition. Good pulled over for tail light on our way back and lo and behold the bike wasnt insured..." Like an idiot i thought the judge would listen to my story and drop it....ya right.

so one minor infraction and one major and my insurance company for my car decided to drop me!! my ins went from $150 full coverage to a lowest that i could find of $350. I parked the car for the summer and commuted on the bike and in winter i car pooled with my buddy who worked with me and lived 2 km from me.

it to this day makes me sick to my stomach to think that in 12 years of driving not once have i received a moving violation. NO speeding tickets, no running stop signs etc etc, NOTHING. but because i couldnt find an ins slip and because i was riding an uninsured bike (not mine) and trying to help out a fellow rider i was deemed a high risk driver and basically on the limit of Facility only...

so yes FIGHT IT! because u never know when another ticket might come along for something dumb.

Ironically enought my SF insurance didnt budge even though they knew about the tickets. Broker simply said "as long as you are within the braket that is stipulated for motorcycle insuring we will insure you and you will pay the same as someone with a clean record" But they wouldnt even touch my car.
 
TorontoBoy said:
On a bike this low level of driving skill forces us to learn how to read other drivers and hopefully avoid the really dangerous ones. We develop the "spidey sense", where you know the car beside you is trouble. Developing this skill will keep you safer than any protective equipment.
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Yes, very true. I strongly believe that being a bike rider makes me a better car driver. Perhaps they need to redesign cars so that they explode on even the most minor of impacts, and then perhaps people will be a little more careful :)
 
Red_Liner740 said:
6 months later i got nailed for a major infraction while being a good Samaritan. "A buddy of a buddy crashed his bike while on a group ride, injured himself but the bike was in rideable condition. Good pulled over for tail light on our way back and lo and behold the bike wasnt insured..." Like an idiot i thought the judge would listen to my story and drop it....ya right.
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I guess it goes without saying that your buddy is no longer a friend? Nobody in their right mind would ever let a friend ride/drive their uninsured vehicle without informing them of its "uninsured" status.
 
Thats a given...you'd think he'd man up and say "i'm sorry i screwed you, lemme pay for the ticket....or something" noooope...

he dissapeared into thin air after that...

and for the better cuz i'd strangle him now if i ever saw him.
 
Piehole said:
NOT GUILTY !!! Don't think anything less. You got rights. Let them save money for you.

The odds in your favor. Go to court yourself.

There's a 10% chance with the backlog it with disappear.
There's a 15% chance if you place the request for officers notes just before the deadline (it been awhile but I recall a couple months before trial) they won't be sent in time and you may get a dismissal in court.
There's a 50% chance the cop will not attend court.

Ta da! Only a 1 in 4 that you'll lose. AND even then you can ask for a reduction in the fine. Produce a sob story about work shortage etc.

Why give the insurance company that really doesn't care all that much about the infraction the chance to reach in your pocket, or take a meal off the dinner table.

Don't be a SUCKER!!! Fight.

Thank you for listening. (from experience)
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I'll definitely do this if bad luck strikes again. Thanks for the advice.

As for the $1600, that was an estimate for repeated appearances at court to fight a full blown trial. $500 bucks doesn't get you a full blown defense with trial. I'll have another conversation with the Redline guy and clarify.
 
They either increased their rates 300% or they didn't explain well. In my case, they charged me $500ish to file for a court date, request disclosure and all that jazz, appear in court and tear the cop a new on on the stand. Net result: ticket thrown out.
 
djltoronto said:
What is/are the reason(s) that you learned?
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If I don't stop before the line then proceed, there could be a biker or pedestrian running out from my left side which the view is commonly blocked by another larger vehicle and of course is against the law.
 
Redline gives great straight up advise. Forch is honest about your chances and whether or not his service will truly help you. Have him looking after one for my huddy. Great pricing for out of town claims.
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