OpenGambit
Banned
It should definatly be read as (a) or (b) or (c).
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Fail to produce insurance card, CONVICTED TODAY! Was produced on iPhone for cop!
- Thread starter toysareforboys
- Start date
Got a reply from FSCO, on a friday even!!!
"Dear Jamie M.,
Thank you for contacting the Financial Services Commission of Ontario (FSCO).
Please note Bulletin A-02/08 – Compulsory Automobile Insurance Act (CAIA) "Insurance Card": http://www.fsco.gov.on.ca/en/auto/autobulletins/2008/Pages/a-02_08.aspx
The bulletin makes reference to previous bulletins issued by the Superintendent, which may be accessed by clicking on “Publications & Resources” and then “Property & Casualty – Auto Bulletins” on the left side of the page of the FSCO website noted above.
We trust this information is of assistance.
Sincerely,
FSCO Contact Centre Staff"
I read the document, it doesn't answer my question at all! lol.
-Jamie M.
"Dear Jamie M.,
Thank you for contacting the Financial Services Commission of Ontario (FSCO).
Please note Bulletin A-02/08 – Compulsory Automobile Insurance Act (CAIA) "Insurance Card": http://www.fsco.gov.on.ca/en/auto/autobulletins/2008/Pages/a-02_08.aspx
The bulletin makes reference to previous bulletins issued by the Superintendent, which may be accessed by clicking on “Publications & Resources” and then “Property & Casualty – Auto Bulletins” on the left side of the page of the FSCO website noted above.
We trust this information is of assistance.
Sincerely,
FSCO Contact Centre Staff"
I read the document, it doesn't answer my question at all! lol.
-Jamie M.
I think this is worth bring up to the media's attention seeing how things are changing so fast especially in the age of the digital world. It's certainly true that the insurance companies are certainly sending emails when it comes to temporary slips and what not.
At least with the media's attention, this will either force ontario to update the laws to today's day in age... since especially the judges had to break for recess to determine the outcome of the case.
While I understand the judges decision in regards to the law, since the laws are black & white. But the laws does certainly have to be updated to reflect today's and future trends on what's happening.
At least with the media's attention, this will either force ontario to update the laws to today's day in age... since especially the judges had to break for recess to determine the outcome of the case.
While I understand the judges decision in regards to the law, since the laws are black & white. But the laws does certainly have to be updated to reflect today's and future trends on what's happening.
AFAIK the only form accepted was a physical card. I used to work at State Farm and would occasionaly e-mail the temp slip to people and always mentioned they print it out. your agent should also be able to provide you a physical print out so long as you swing by the office. if your agent is saying they don't print out temp slips then you need to talk to the company about that. unless the company has changed their policy and are only e-mail temp slips...I highly highly doubt it though.
Reason why I beleive a digital copy isn't a legit approved peice yet is because it is easy for someone to tamper with it or photoshop it to remain valid.
Albeit it's also very easy to do it with a physical copy as well.
Reason why I beleive a digital copy isn't a legit approved peice yet is because it is easy for someone to tamper with it or photoshop it to remain valid.
Albeit it's also very easy to do it with a physical copy as well.
slogan
Well-known member
And here is a trick! As far as temporary on is being sent by e-mail - it is digital. If you have to print it - there is no proof that you did not make it in photoshop...
The only proof of an insurance slip - is to call an insurance company and ask them, if the insurance account number is valid for a person presented it...
OR, the insurance companies could stop trimming expenses (mailings) and provide their clients with the required paperwork. Similar to some company's habits of telling clients "Just show the card from you old car if you get stopped in your new car". Now I know that the act allows transfer of coverage that will get sorted out in court but an old insurance company of mine wasn't going to send a new card until renewal time and was delivering that advice to me.
I have to have both on my person I can be stopped on either side of the border and depending on where I am will need to correct documents. Coming back into the states a couple weeks ago had to show my reg and insurance so not having it with me in Canada would not have been helpful
I understand that. What I'm saying, is that you don't want to have them both in a place where the Ontario officer might see them together. Obviously you need to have each one so that you can prove insurance in each respective country but you don't want to put yourself in a position, in which an officer could hit you with an easy charge.
Thanks for that heads up, I will seperate them in the document case in case something happens. No reason to put myself into that position and I will be coming back to the GTA on Friday again, just not sure what bike yet. Weather does not look promising for Friday
nesobriquet
Well-known member
I have a feeling that in the probably not too distant future, there will be PC linking from cop car to MTO to your insurer. They have been talking about it for awhile. The first step they have taken in this direction (at the MTO) is to actually view your pink slip before renewing your plate sticker. Not sure if all Service Ontario locations are doing this? but I know of two for sure. That'll slow the photoshoppers down..
They already did this. When you go to MTO and register, you have to give them valid insurance (they can actually check now). Until you are required to renew your plate or whatever involving that vehicle, that insurance you provided them in "valid". Police have access to this.
Do you see a loop hole above btw? lol License plate renewals don't come as often as insurance.
gwelfmike
Well-known member
I was just wondering, when you got pulled over did the cop charge you with two violations or just one? If just one, he or she was probably just giving you a break to begin with as fail to produce a valid insurance card was the lessor of two evils. So next time you get a temp. insurance card and dont have any place to print it, go down to your local library, log on and print one off. Tell me, if the officer did in fact allow you to produce your insurance card through your phone, would you let the officer take your phone back to the patrol car and write out your ticket?
It was sent to her corporate e-mail, which she can't access from a public computer. Even if she logs into it from her home PC, it doesn't let her print from the remote connection. I told her next time, have her insurance e-mail it to a gmail/hotmail account, or something she can access easily.
-Jamie M.
Not really that dumb. The law tends to lag behind technology and it's frequently through cases like this one, that things are brought up to date.
油井緋色;1851027 said:
Wow. They all do this eh?
I just bought a vehicle four weeks ago and they made me fill EVERYTHING out myself. They then took the forms I filled out and processed everything. The slip I had on me was for a different vehicle. I did have insurance on the new one of course, just hadn't received the new one yet.
I'm surprised that no one has brought up the guy that entered the country using a photo of his passport on his iPad. It was in conjunction with a bunch of supporting documents, but still neat nonetheless.
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I know I am not in Canada.
here in New York, Insurance is tied to registration (for auto's). if for any reason your insurance laspses DMV is notified and your registration is revoked. If you do not turn your plates in you are fined $7 per day for each day, and you cannot re-register that vehicle until and equal number of days have passed. So if you get pulled over and have legal plates you have insurance, although we are still required to provide proof of such to the officer at a stop. The officer can give you a ticket for failure to produce, or a ticket for no insurance (Even though he knows you have it). If you are ticketed for no insurance just produce proof and the case is dropped. If you are ticketer for failure to produce your done.
Bikes, ATV's and other "recreational" vehicles are not tied together. So proof is still important. I was pulled over once and the cop was nice, wrote me for "no Insurance" it was a worse ticket to get, but if I was telling the truth and I actually had insurance it would be dropped (Which it was).
here in New York, Insurance is tied to registration (for auto's). if for any reason your insurance laspses DMV is notified and your registration is revoked. If you do not turn your plates in you are fined $7 per day for each day, and you cannot re-register that vehicle until and equal number of days have passed. So if you get pulled over and have legal plates you have insurance, although we are still required to provide proof of such to the officer at a stop. The officer can give you a ticket for failure to produce, or a ticket for no insurance (Even though he knows you have it). If you are ticketed for no insurance just produce proof and the case is dropped. If you are ticketer for failure to produce your done.
Bikes, ATV's and other "recreational" vehicles are not tied together. So proof is still important. I was pulled over once and the cop was nice, wrote me for "no Insurance" it was a worse ticket to get, but if I was telling the truth and I actually had insurance it would be dropped (Which it was).
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