If the cops charged her with careless i don't see how he could be found at fault. (snip) A careless charge is reserved for those who are totally at fault such as rear ending another car,changing lanes and single vehicle accident.If you get a carless instead of a following to close or illegal lane change,or in a single vehicle accident you have been deemed 100% at fault by the police.If she received a 6 point major (careless) I seriously doubt he has any fault.If he had any fault she would have been fined for an legal lane change.The cop defiantly DID NOT find him at fault and is making it clear with her careless ticket.
Do not confuse what police determine as fault, with what insurance companies determine as fault. They are not one and the same. The insurance company will review the police report. and statements and may assign fault to both parties. Even though the e-bike rider was charged.
They are electronically limited to a maximum of 35 kph
-Jamie M.
I still don't get this. The whole lane belonged to her. The bike should be at fault for passing her in her lane. Sorry, but yet another biker that thinks "laying" it down will stop faster than using brakes that are designed to stop momentum.
Lets change the scenario to it being a 9 year old kid on a bicycle.
This is how you should treat all e bikers.
I think the Harley rider should have used better judgment and should have assumed that the bike would cut him off.
3) (snip) There is a wheel size that means they are no longer sidewalk bikes IIRC.
7) (snip) Small wheels make them legal for the sidewalk.
coyo,I disagree a careless is reserved for stupid mistakes period.If you get a careless the cop thinks there was a marked departure from what a reasonable operator would do and is signal to insurance.She would have received a minor and not a major for careless otherwise,there is a huge difference and insurance must take that into consideration.Since there are witnesses she was probably also pissing people off with her riding and they let the cop know about it.
There is almost always another lesser fine that the police can hand out In this case she received the biggest ticket she probably could have received so there must be mitigating circumstances in the motorcyclists favor.If she also drives shes screwed as a careless can very often give cause for your insurer to drop you.Careless carries the same points as stunt driving or racing and is on par as far as insurance is concerned in fact all 6 point majors are.If he didn't receive a ticket and there was no offense how can his insurer raise his rates for reporting the accident?
I had an insured driver run a stop sign and only i had liability on my car,my insurance payed out my claim and my rates didnt increase.I just don't see how you can be a percentage at fault when the other driver gets a careless and how he could be charged for a single vehicle accident by his insurance when there is obviously two vehicles involved whether she was insured or not.It just seems very wrong to me.The only reason to ever lay a bike down is if somethings about cut you head off like a tractor trailer,I wouldn't make that statement.noobie48 is right we don't have all the facts from what we do have I would say it's all on the scooter lady.
3) Even those that know the laws don't follow them. I saw a couple of cycle-cops riding their bikes on the sidewalk. There is a wheel size that means they are no longer sidewalk bikes IIRC. If a cop is afraid to ride on the road we have a problem.
? Small wheels make them legal for the sidewalk. Tough luck about your grandmother's broken hip when she gets rammed..
coyo, sorry but there is another charge in a rear end accident and that would be following to close a minor, or driving too fast for road condition another minor,you must have control of your vehicle at all times while following no matter what,even weather and road conditions do not exempt you.There is no story the following driver can give as it is a liability offense.The first driver does not have any responsibility to note how close following drivers are If he has to sop quickly to avoid an accident or pedestrian.If there was a wittiness that were to state the first car brake checked the second car the second car would get at best a following too close.And then the first car could also get a ticket I agree the points don't affect insurance I was simply stating that a careless is 6 points same as a stunt driving charge and a major,the worst the police can offer.Maybe you should read more closely as well as I said points do not affect insurance in an earlier post.
And it does matter if I agree as these are opinions since we do not have all the facts You have to admit in an accident if one person gets a major and the other no charge I is highly likely the person with the major is 100% at fault.
Please explain why the scooter rider received a careless(major)instead of an illegal lane change(minor) and the biker received nothing,because the cop is making a ...POINT.... thats why.
I also have to agree with noobie48 city bylaws restrict bikes from the sidewalk by restricting wheel diameter.This is done so children are not force to ride on the road and why some manufactures such as GIO keep the wheels on there products small.You can ride a Gio on the sidewalk in Windsor right now and get away with it in fact this issue is currently going through counsel.I don't think the HTA addresses e bikes or bikes on the side walk but I could be wrong
As much as hate these electric scooters your friend will get a at fault single vehicle accident on his record if he goes threw insurance. Sounds like he was on a multi-lane road and made a unsafe pass in the same lane. He should have switched lanes before attempting to pass.
Lesson learned I guess.
First: From the OP the harley didn't hit the ebike, the harley "put it down" to avoid the ebike... so his insurance company sees this a 100% at fault single vehicle upset.
electric scooter (e-bike) is a bicycle as far as HTA and MTO are concerned.
a single bicycle is NOT entitled to take up the whole lane. the cyclist is required to move over to the right to allow motorized vehicles to pass them in the same lane if it is safe to do so.
pairs (side by side) or packs of bikes are a grey zone that no one has tackled as far as I know. But again, it's my understanding that bicyclists have an obligation to move over to the right to allow traffic to pass (yes, in the same lane).
HTA 148(6)
Bicycles overtaken
(6) Every person on a bicycle or motor assisted bicycle who is overtaken by a vehicle or equestrian travelling at a greater speed shall turn out to the right and allow the vehicle or equestrian to pass and the vehicle or equestrian overtaking shall turn out to the left so far as may be necessary to avoid a collision. R.S.O. 1990, c. H.8, s. 148 (6).
HTA 148(6)
Bicycles overtaken
(6) Every person on a bicycle or motor assisted bicycle who is overtaken by a vehicle or equestrian travelling at a greater speed shall turn out to the right and allow the vehicle or equestrian to pass and the vehicle or equestrian overtaking shall turn out to the left so far as may be necessary to avoid a collision. R.S.O. 1990, c. H.8, s. 148 (6).
Very true. I used to have a link to a matrix that demonstrated very clearly how fault would be allocated for insurance and some of the reasoning is almost BACKWARDS to the HTA. I did find a link to the Insurance Act that shows some scenarios but not as good as the one I had in mind;
http://www.insurancehotline.com/at-fault-rules/
Thats a cool link, alot of scenarios I never even thought about!:thumbup: