Do you need a motorcycle license to insure a bike or just a g license?
- Thread starter Boi-O-Lex
- Start date
rideitlikeyoustoleit
Well-known member
Even if you could, which you can't, why would you want to insure a bike that's not in your name?
PLau
Well-known member
The owner would have to have the motorcycle insured and you would be riding on their policy.
Otherwise, No.
Boi-O-Lex
Well-known member
ahahahaha ye right i would never insure someone else i was talking about insuringmy bike undersomeone else name
This is fraud.
If they are alot cheaper you could sell them the bike for whatever, pay the tax and they could insure it.
If insurance is thousands cheaper that might be a way to go, even though I woud never do it.
Insurance premiums match the risk posed to the company. If you are misrepresenting your risk (by lying about the bike's use) then this is fraud and the penalty to both you and the "named insured" are quite severe. Good luck finding affordable insurance for a very long time if caught, and the insurer can deny portions of any claim you might make.
For starters, maybe look the word up in a dictionary and then get back to us.
yeah, that won't fly. The OP said he wants to be insured on a bike that is registered to someone else.
RickT
Well-known member
Look at the OP's pic... that can probably best explain the confusion surrounding this post.
1) As far as insuring yourself on someone else's bike. It can be done but needs to be a lease/loan type agreement. Not sure if all insurance companies will accept this.
2) As far as insuring your bike under someone else's name.. Fraud is the only term to define that if you are the one planning on riding it.
1) As far as insuring yourself on someone else's bike. It can be done but needs to be a lease/loan type agreement. Not sure if all insurance companies will accept this.
2) As far as insuring your bike under someone else's name.. Fraud is the only term to define that if you are the one planning on riding it.
A cousin of mine is a private eye in the states. 50% of his work is investigating insurance fraud. All they would have to do is follow you for a week tops to see the truth.
Also in order to insure a bike the person has to have it in their name. Do you trust him to not sell the bike or do something with it? If he did, you have no claim to fight him with.
Sundie
Well-known member
Yes, that's pretty much exactly how it would be fraud.
