Do you need a motorcycle license to insure a bike or just a g license?

Just wanted to change my question can you insure a bike if u have a m1,m2,m if the bike is not in your name?
 
You need at least an M1 to insure a bike. If the insurance is under your name then the bike must be under your name as well.
 
Just wanted to change my question can you insure a bike if u have a m1,m2,m if the bike is not in your name?

The owner would have to have the motorcycle insured and you would be riding on their policy.

Otherwise, No.
 
ahahahaha ye right i would never insure someone else i was talking about insuringmy bike undersomeone else name

If they are alot cheaper you could sell them the bike for whatever, pay the tax and they could insure it.
If insurance is thousands cheaper that might be a way to go, even though I woud never do it.
 
ahahahaha ye right i would never insure someone else i was talking about insuringmy bike undersomeone else name

Insurance premiums match the risk posed to the company. If you are misrepresenting your risk (by lying about the bike's use) then this is fraud and the penalty to both you and the "named insured" are quite severe. Good luck finding affordable insurance for a very long time if caught, and the insurer can deny portions of any claim you might make.
 
how would it be fraud????? "sorry I was borrowing my friends bike for the day he needed my car I cant believe this happend"
 
how would it be fraud????? "sorry I was borrowing my friends bike for the day he needed my car I cant believe this happend"

yeah, that won't fly. The OP said he wants to be insured on a bike that is registered to someone else.
 
Look at the OP's pic... that can probably best explain the confusion surrounding this post.

1) As far as insuring yourself on someone else's bike. It can be done but needs to be a lease/loan type agreement. Not sure if all insurance companies will accept this.
2) As far as insuring your bike under someone else's name.. Fraud is the only term to define that if you are the one planning on riding it.
 
how would it be fraud????? "sorry I was borrowing my friends bike for the day he needed my car I cant believe this happend"

A cousin of mine is a private eye in the states. 50% of his work is investigating insurance fraud. All they would have to do is follow you for a week tops to see the truth.

Also in order to insure a bike the person has to have it in their name. Do you trust him to not sell the bike or do something with it? If he did, you have no claim to fight him with.
 
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