Do motorcycle tires get more slippery as they wear down in a short period of time?

[Wasted]

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you sure about that??

Yes. I am.
There is no basis to deny a claim due to worn tires. No matter how worn they may be. Worst case scenario the cost of tire replacement would be subtracted from the ACV (Actual Cash Value). So your settlement would look like
ACV - cost of new tires + HST - deductible = payout

There is a charge under the HTA that the police can issue but you're still golden with your claim.

 

[reciprocity]

My insurance company specifically requests tire type/brand and wear information for my policy for my mercedes and lotus.

They request proof of winter tire install/removal date on my SUV as well.

Why would they do this if there was not basis for claim denial?

 

[Wasted]

Without looking at your policy it would be hard for me to tell. Some companies offer a winter tire discount so that may explain that. I've never heard of an insurance company requiring that depth of information before. Is it a specialty policy of any kind?

 

[Fiery254]

Yes. I am.
There is no basis to deny a claim due to worn tires. No matter how worn they may be. Worst case scenario the cost of tire replacement would be subtracted from the ACV (Actual Cash Value). So your settlement would look like
ACV - cost of new tires + HST - deductible = payout

There is a charge under the HTA that the police can issue but you're still golden with your claim.

If you were charged with operating an unsafe motor vehicle because of bald tyres and it could be argued that the bald tyres helped cause the accident then you can be sure any insurance company will indeed take the opportunity to argue. And they usually win. Why do you think they send assessors out to look at vehicles that have been involved in accidents?

 

[Wasted]

By that logic of you are charged with speeding, or following too close, or turn not in safety, or careless the claim could be denied. HTA and Ontario insurance act are two different pieces of legislation. Only criminal charges ie. DUI have the ability to deny a claim.

 

[reciprocity]

. DUI have the ability to deny a claim.

This is COMPLETELY incorrect.

I had a claim denied about 10 years ago on a snowmobile that was written off after I was rear ended by a drunk rider.

The claim was denied because I had used the sled for racing purposes(it was still completely legal for trail use with lights etc) but because there were number plates and CSRA tech stickers on the sled, my claim was denied.

 

[Wasted]

This is COMPLETELY incorrect.

I had a claim denied about 10 years ago on a snowmobile that was written off after I was rear ended by a drunk rider.

The claim was denied because I had used the sled for racing purposes(it was still completely legal for trail use with lights etc) but because there were number plates and CSRA tech stickers on the sled, my claim was denied.

No it is correct. The reason that your claim would have been denied would be due to an exclusion in your policy which states that the vehicle can not be used for any racing or speed testing. You had violated the terms of the policy when you raced the sled. It didn't have anything to do with the circumstances around the accident itself.

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