Please understand that regardless of whether you go to the insurance recommended shop or your own shop the insurance company authorizes either repair. With recommended shops the estimates are done by the shop it self and approved by an inhouse appraiser, your own shops the estimates are completed by a road appraiser that goes out to the shop. By going to a dealership does not mean you will get OEM parts. Most insurance companies provide same Like Kind and Quality parts. With any repairs things can be missed. I sincerely doubt the company "cheaped out" on your rims, quite possibly could have been an oversight.