I think some insurance companies jack the rate up just to get rid of you, but as far as I know the company of last resort for m1, high risk, super sports etc is facility association. I may be wrong, but I *think* that's what their quoter gives you rates for. Prices are brutal for new riders, but personally I'd rather pay the extra $2k or whatever is is than miss out ony first licensed season lol. But ya, some of us are crazier than others
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