WheelieWonka
Well-known member
I have TD for my house and car. I've heard good things about their bundles.
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Buy a bike in October or wait for Spring?
- Thread starter WheelieWonka
- Start date
I have TD for my house and car. I've heard good things about their bundles.
chingo
Well-known member
Ninja 650R 453 per yr
HD Deuce Softail 1240 per yr
If you dont have to be ricky racer or charlie chopper then you can get a good rate for a bike from any insurance company
That said, you need a clean record and/or be willing to start small and old and work your way up.
Fall is best time to get deals, because people dont want to store bike and/ or are getting married in spring.
HD Deuce Softail 1240 per yr
If you dont have to be ricky racer or charlie chopper then you can get a good rate for a bike from any insurance company
That said, you need a clean record and/or be willing to start small and old and work your way up.
Fall is best time to get deals, because people dont want to store bike and/ or are getting married in spring.
Jay Alexander
Well-known member
You get 5% off from multiline, and 10% off for also having a car with em
Jay Alexander
Well-known member
$453 for a 650R is really good if that's in GTA
Robbo
Well-known member
Check with your insurance company…they may be willing to insure you prior to getting your M2 based on the fact that you have a date booked.
If that’s the case, you can start looking immediately and pick up a deal in September before the weather turns.
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If that’s the case, you can start looking immediately and pick up a deal in September before the weather turns.
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WheelieWonka
Well-known member
I am away half of September. That plus some family obligations limit my time and it looks like I might have to go to Whitby or Oakville to test ride pre-owned bikes at dealers. Hence the plan of buying in October.
WheelieWonka
Well-known member
Finished my MSF with Leaning Curves today. Good school, highly recommended. Teachers were Looch and Raj, if anybody here knows them.
Got some quotes for Triumph Street Triple, Ducati Monster and Yamaha MT09. I am 90% sure I am getting the Striple once I'm back from my trip in September. Quotes were not different enough to impact the decision but the Striple was the cheapest of the 3.
Hopefully GP Bikes has a Striple RS left in stock in October.
Got some quotes for Triumph Street Triple, Ducati Monster and Yamaha MT09. I am 90% sure I am getting the Striple once I'm back from my trip in September. Quotes were not different enough to impact the decision but the Striple was the cheapest of the 3.
Hopefully GP Bikes has a Striple RS left in stock in October.
A possible tip would be to contact an insurance broker and ask if having an experience letter from an insurance carrier from your country of origin would be helpful.
If yes, then you have the hassle of getting one but, there are some circumstances that it could be beneficial. Along with other insurance products included in the bundle. If it’s just a stand alone policy for motorcycle, most companies won’t be receptive to finding a way to save your pennies.
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If yes, then you have the hassle of getting one but, there are some circumstances that it could be beneficial. Along with other insurance products included in the bundle. If it’s just a stand alone policy for motorcycle, most companies won’t be receptive to finding a way to save your pennies.
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Relax
Well-known member
If it's just a matter of timing, you can always ask if they'll take a deposit to hold one for you until then. You can also try working in winter storage, although they told me they couldn't do it for leftover 690 SMCR I was interested last November.
WheelieWonka
Well-known member
I have enough garage space to keep the bike over winter. Unless there's more to it than a trickle charger and avoiding the tires from being on cold concrete.
Good point about the deposit. I will contact them tomorrow and see. They have an RS in stock but it's not my preferred colour. Let's see what my options are.
I bought my bike in October - dealer was more than willing to negotiate a discount at the end of the season. Free winter storage was part of the deal as well - In your case it's seems to be nit important, since you have a garage.
As well you can register a bike in your name unplated, in this case you don't need an insurance. I elected to go this way and insured bike in December - it's much convenient to deal with this during offseason. Obviously you can't ride bike unplated, but you can move it on a flatbed, if you are OK with an uninsured bike sitting in your garage.
As well you can register a bike in your name unplated, in this case you don't need an insurance. I elected to go this way and insured bike in December - it's much convenient to deal with this during offseason. Obviously you can't ride bike unplated, but you can move it on a flatbed, if you are OK with an uninsured bike sitting in your garage.
I’ve got the TD bundle and no one can touch the pricing that I’m getting. I’m also part of PEO so that adds a 20% discount or so also which is a big help.
I vote for September / October to buy a bike.
We don’t have our house with TD, but have both cars and my bike along with a discount for my wife’s professional association. Always found it quite competitive.
Relax
Well-known member
No single insurer that will give the best rate to all riders, since there are so many factors and they all have their own risk/reward appetite. On top of that, 2 people with the same insurer and same bike can have wildly different rates due to other factors, such as location, age, experience, etc. Here's an old post by @VifferFun that summarizes:
Factors that Affect your Motorcycle Insurance Premium
Hey Guys, There's a LOT of information and misinformation here on GTAM about what impacts your motorcycle insurance premium. I have put together a couple of tables of rating variables that can affect your premium. Your motorcycle insurance premium is determined based on a COMBINATION of many...
www.gtamotorcycle.com
And here's another one of his posts where people shared their rates alongside some of those factors:
Sport Bike Insurance -- Who are you insured with? How much do you pay?
Hey guys! Some of you might remember me from years ago where I used to post here a lot, but I took a hiatus due to a lack of time. State Farm used to be the #1 insurer for Sport bikes, but they were acquired by Desjardins a number of years ago. I'm just curious for everyone with Sport Bikes...
www.gtamotorcycle.com
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