Brampton to blame
- Thread starter Merkid
- Start date
EngineerJoe
Well-known member
They have a legitimate answer, they're just not saying it outright.... OP, your rates went up because your broker or insurance company is trying to offset the increased cost of their business from the year previous (i.e. higher than expected number of claims paid out).
I wouldn't call that answer legitimate, nor justified. They've just taken that wolf and put it under some very obvious sheep's clothing.
Interesting. Taxi insurance went up big time in my town and most of those owner/operators look like Brampton people. Hmmm....
Kri$han
Well-known member
I bet there is a direct relationship between the cost of insurance and the frequency of insurance fraud... what a scam Ontario insurance is.
Platinum Cycle
Well-known member
If houses in Brampton burn down at twice the national average, would you want to insure houses in Brampton for the same premium as everywhere else?
Well, car accidents happen at a higher than average rate in Brampton. See the analogy. And the other thing is when car accidents happen in Brampton the claims payment are higher than everywhere else. It seems that despite minor fender benders people from Brampton become catastrophically injured at a much higher frequency than other parts of the province.
For example, Fred from Barrie gets rear ended. He gets a crow bar and pulls his bumper straight. Claims cost is $100.
Billy in Brampton gets rear ended, insists his car is a total loss and also allegedly goes to 500 physio visits and his claims cost is $200 000.
See the difference.
Well, car accidents happen at a higher than average rate in Brampton. See the analogy. And the other thing is when car accidents happen in Brampton the claims payment are higher than everywhere else. It seems that despite minor fender benders people from Brampton become catastrophically injured at a much higher frequency than other parts of the province.
For example, Fred from Barrie gets rear ended. He gets a crow bar and pulls his bumper straight. Claims cost is $100.
Billy in Brampton gets rear ended, insists his car is a total loss and also allegedly goes to 500 physio visits and his claims cost is $200 000.
See the difference.
:thumbup: Nicely done!
Now it is more realistic. Flame away I don't give a **** at least I am being honest and straight up about it and yes I have been a victim of this **** have gone to court and the case was thrown out. It was proven to be fraud but I am innocent and my insurance record is still messed up.
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Slono
Well-known member
This fraud is true. I got into a fender bender right off the 410 late at night because there was ice on the off ramp. I went with a car rental company that the tow truck driver recommended and they tried to convince me to fake serious whiplash. FVCK that, I called my friend to pick me up and went without a car for a while.
Dresden
Well-known member
I'm guessing both of you have cars / something else insured with SF as well.
I pay around $12X with SF, bike only & $150 Car only with another co.
SF said if I grouped them both... $60 bike only, and $285 for car.. Therefore it doesn't benefit me at all.
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vociferous
Well-known member
ftfy
Oh that's easy. Spend enough time in Brampton you'll pick up on the subtle clues. It's like going to Ireland where the people are green.
