Some information of my small experience in finding first insurance.
Kawasaki ninja 250 of 2001
G, M1 licence + M2 RTI course
Clean records
newer had any insurance before
15 yo :headbang:
Well, first of all I called Sabrina Paul from State Farm. She told that SF never give a motorcycle insurance to those who has G less than 5 years, which was in my case. Sabrina told me, that I would have a qoute of about 470$/year by SF on time my G will be 5 years of its age...:scratch:
In this case SF could complete an insurance on (for exmap) Nordic Insurance quote, just Sabrina doesn't know how to do it.
Then I called State Farm guy (Steve) here in Etobicoke. He told me first the same story about 5 years and than checked the quote by Nordic Ins (or someone else) which was about 270$/month! :laughing6:
By the way, all online moto insurance quotes sent me to the phone, explaining that my case is especial.
The Kingsway would quote me 924$/year if I were a member of OMA.
Then after I looked through this Thread again and called Robin Aldrich from Murtaugh Smith Financial. That guy was very polite on talking by phone! He asked few questions about a bike, it's cc, it's year and selling price, about were I'm living and my driver records (I guess that's all).
In few moments he found a qoute of about 1000$/first year by JEVCO. This quote consideres that I have no insurance history... For the next year in case I will have the same size bike and assuming no 'at fault' motorcycle
accidents in a first year, AND carrying no more than 2 minor traffic
violations, the quote will be less than 400$/year.
JEVCO doesn't care about M1 or M2 licence, about taking any course or beeing member of any association.
Cheers! :tongue8:
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