If you are insuring first time - I'd get a 49cc something that is easily flipped the next year. Honda's are solid but I'd not get new.
Once you get a year under your belt then the rates will drop significantly.
Then consider anything from a 250 ninja
to one of these
to a Burgman 400 which will give you urban plus light touring.
Once you get a year under your belt then the rates will drop significantly.
Then consider anything from a 250 ninja
to one of these


to a Burgman 400 which will give you urban plus light touring.