Most of the people who are going into debt to fund their education do not fall into this category. Most of them are "hoping" (perhaps misguidedly so), for a good return on the investment, meaning getting a job or career that is better then the one they would have been able to get otherwise.
Education is big business .... they market their products/services "degrees", count their profits "tuition" and compete with each other for consumers "students" like any other industry.
