conundrum
Well-known member
The video clearly shows that the car violated your right-of-way, so you are in no way at fault in this collision. Even without the video, I can't see how the driver isn't 100% at fault both legally, and by insurance rules. The only way it could be considered even a percentage otherwise would be if you were doing 15+ Kmh over the limit.
Now go see a doctor. You don't have to wait for the insurance company to OK it and you don't need to be in pain.
Just to play devil's advocate given the police officer cited the rider was at fault...in the video there really doesn't seem to be an effort on the rider attempting to avoid or slow down. Granted, given the distance from the camera it is really hard to tell.
The only other reason I can think of is there is a good 5-6 second count from the moment the car starts moving before the point of impact. Technically that is a fair amount of time to see the idiot turning in front of you and slow down/stop, even if technically they are an ****** and you actually have right of way. Also looked like the car was 90% through its turn and you impacted the rear passenger door or rear quarter panel, vs hitting closer to the front wheel of the car.
Again, not saying you are at fault...but just trying to figure out why the officer said what he said. Also, given insurance in Ontario and the fact they make their own decisions independent of police reports, I'd say this could still land somewhere in the 50/50, 25/75, 75/25, etc categories.
Now what does really dumbfound me is how the driver KEPT ON DRIVING after the point of impact. I mean...really? For all he knew you could have been under his rear wheel and he proceeded to run over you. Then to throw fuel on the fire...he gets out, slowly, sees you, and proceeds to slowly walk around and check his own vehicle, then decides maybe he should go check on you. Douchebaggery at its finest.
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