drey
Well-known member
i was 25 when I got my first bike. You might have to wait it out and pay a higher rate for the first couple of years
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21 years old - Ninja 250 - Insurance help please!
- Thread starter MotorcycleGuy
- Start date
I believe TD REQUIRES you to have taken the course to insure you. As for statefarm, i believe its still 5 years with G class license and not 6 as i recently got a quote from them (Car is already under them so i got a good rate. 22 Years Old, Ninja 250, ~800/year)
Something's wrong there, is it your dad's policy with you as primary? Seriously, I pay almost 3 grand for my first year on a 400.
Insurance fraud?
MotorcycleGuy
Well-known member
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I wouldn't be worried about getting away with it or not, but if they null the policy if he does get into an accident.
He said it's currently under his dad's name, not that he's riding it right now. I bought my car from my dad, it's not inconceivable that he bought (or is buying) it from his dad. That said, 1800 is still too low for that unless he's either in the boonies, or he's a primary driver on his dad's policy.
MotorcycleGuy
Well-known member
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Have you tried Jevco? They gave me a great rate once i've had my M class license for a year. << Only requirement i believe.
MotorcycleGuy
Well-known member
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Well it's a 82...
it kicked the **** outta Hyosung 250's lol..... It was just a bit dated 
But seriously if you can't get cheap insurance on a rocket of a 250 anymore, people might as well buy an old beater, beat on it, save up for a nice bike when they get the skill. Unless all one cares about is image....
But seriously if you can't get cheap insurance on a rocket of a 250 anymore, people might as well buy an old beater, beat on it, save up for a nice bike when they get the skill. Unless all one cares about is image....
vpetkar
Active member
No this is absolutely not insurance fraud.
We dealt with Desjardin directly and they say it is fine as long as the bike ownership is under his name, and he is the primary driver and I am the occasional one, all of which applies to our case. He is legitimately the primary user (uses it as a commuter in the riding season), I just use it on the weekends or something as a hobby. It's also classified as a touring bike, giving it a huge insurance discount with Desjardin. A CBR600RR/R6 or something would be many thousands more expensive.
We dealt with Desjardin directly and they say it is fine as long as the bike ownership is under his name, and he is the primary driver and I am the occasional one, all of which applies to our case. He is legitimately the primary user (uses it as a commuter in the riding season), I just use it on the weekends or something as a hobby. It's also classified as a touring bike, giving it a huge insurance discount with Desjardin. A CBR600RR/R6 or something would be many thousands more expensive.
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MotorcycleGuy
Well-known member
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My bike's an 83, best quote was 2900/year. TD's quote (even with M2 punched in the quoter) was well over 3000/year. I really think insurance companies intend to take drivers under 30 off the road.
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