Quitting for 5 years, anyone do this before?

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inreb said:
Security is false. You won't fully understand YOLO until you're on the deathbed or failing that, immediately before impact.
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...and this is why news reports keep saying the average Canadian credit card debt is around $25,000 which doesn't even include things like mortgages or car payments. That said, I still can't wrap my head around that number...how do these people keep getting cards? I guess they still make the minimum payments on each??

Also YOLO is exactly right...you do only live once...so you better not screw things up when you are 20-30 or it will haunt you when you are 50+.
 
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inreb said:
@wowsers Joe. I thought you were one big happy Italian family. Was my envy misplaced?
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We are a big Italian family...? I guess I should say that I wouldn't do it again. Been there done that. Now I'm the one that's envious of you, my lederhosen wearing friend.


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conundrum said:
...and this is why news reports keep saying the average Canadian credit card debt is around $25,000 which doesn't even include things like mortgages or car payments. That said, I still can't wrap my head around that number...how do these people keep getting cards? I guess they still make the minimum payments on each??

Also YOLO is exactly right...you do only live once...so you better not screw things up when you are 20-30 or it will haunt you when you are 50+.
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Demographics? Baby boomers are set to inherit trillions.
 
OP, you said a couple pages back you got nothing from your parents? how about three square meals a day and a roof over your head? Show some respect WTF are they supposed to do, buy you a house?

I think your on the right trail, park the bike, clear student debt. The girl sound nice. Buy her whatever nice ring she'll like , because it will make her happy and feel good. Part of the deal is making your spouse feel good and be happy. The guys that says F that, I run my own show are A) often full of crap B) cave men that are with girls with low self esteem issues that like to be treated poorly.

and if you cant drive the girls Yaris without ramping it and sqealing the tires , grow the F up. If you cant manage your behaviour, in an Yaris no less, you have some challenges.
 
mimico_polak said:
Following this thread closely as I'm also considering leaving the sport. Wife got pregnant and I know she's worried about me riding with a baby on the way (or once it arrives!) but she hasn't said it yet or brought up the topic. Hell yesterday she even told me to go for a ride as it's been too long!

On our end it's mainly for safety reasons instead of financial. There's no debts/payments on any toys so not a concern.

Anyway as for OP. Good on you for thinking like an adult and thinking forward and having a great SO. They're hard to find so keep her.

As for the $1k ring. Pay what you feel is right, I wanted something small for my wife so ended up with one for less than 4k and she couldn't be happier and that's what matters in the end. If she's happy with a 1k ring, then the only reason to go higher is if YOU want to and can afford to. I know guys spending 10k+ on rings...craziness IMO.
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We just had our second. Riding is going to slow down for next season but far from coming to a halt. I look at it this way, you could die in your sleep, you could get into a serious car accident, you could spontaneously combust. People die every day and even though my activities seem like a huge risk to some, I'm in control for the most part. Yes things happen and people do end up dying while racing/riding but they also die on the toilet. You can't live in bubble wrap so enjoy your life and take some risks. I wouldn't go sky diving or bungee jump now as to me those are too risky. If you feel that riding your bike is too risky then maybe your riding habits (not saying you ride like a dick, maybe you do, don't know) should change or ride in less populated areas. Off road is a terrific option.
 
Your wife (not your wife) is inconsistent if she wants you to marry but avoid all other high risk behaviour.
 
inreb said:
Your wife (not your wife) is inconsistent if she wants you to marry but avoid all other high risk behaviour.
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Financial high risk as opposed to physical. Unless you have life insurance then the two tie together.
 
Face said:
+1 Was thinking $1k was light but didn't want to be the first to say given the numbers the OP was bouncing around. $3k would be a minimum if she's gonna show it to anyone.
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Err if showing it off is that important perhaps rethink who you are going to be spending a long time with?

mstram said:
-1,000,000

A waste of money. An ancient tradition, no civilized people should be practicing any longer.

Shiny or pretty as they may be, they are just rocks.

Spend it on something useful, or fun.

Also research the diamond industry and see how scummy it is.
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so much this ^


I remember buying a little cheap engagement ring when i was broke, I can afford something more expensive now, but it would feel like a waste of money, it serves no function or utility...Looking back i think i made the right decision...

think of what you can do with 3 grand? Invest it, save it, spend it on something fun or useful (Like quality gear?)
 
bigpoppa said:
Err if showing it off is that important perhaps rethink who you are going to be spending a long time with?

so much this ^


I remember buying a little cheap engagement ring when i was broke, I can afford something more expensive now, but it would feel like a waste of money, it serves no function or utility...Looking back i think i made the right decision...

think of what you can do with 3 grand? Invest it, save it, spend it on something fun or useful (Like quality gear?)
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This is how the feminist movement got started. Men just don't get it! Do not undervalue the importance of symbolism. From day one girls are drilled into believing romantic notions including big weddings, expensive rings, gifts and prizes, knights in shining armour, chivalry, celebrity culture, social status, not making sandwiches or cleaning toilets etc. And then you're going to show up with a pragmatic ring?
 
Wow so much to reply to...

Good on you to clear the debt as fast as possible.

I'ts only track riding, so not like it's an everyday thing, so giving it up isn't as big a deal.

I say spend the $$$ on something more worthwhile than a rock. When I did it we both were of that mind. Neither of us ended up wearing the rings after a while anyways. DeBeers created the engagement ring mythology....very successfully. It started as a month of earnings and is up to 3 months now isn't it?

She makes more $$$ than him, so a sugar momma is the way to go.....if you do have to get married. But, I'm with Joe, DON'T GET MARRIED!!!! ...but in your case if she keeps making more $$$, you are in a good position. Win one for the team! ;)
 
inreb said:
Gotta schedule those? No walk-ins?
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Trudeau's working on it. Due to budget constraints, the streamlined vision is walk-in clinics that combine marijuana dispensing and colonoscopies. Juggling people who want to get high or have their exhausts probed is a bound to result in some hilarious mixups.

As for the rings, every sector of the mining/processing industry has a pretty checkered history. Maybe find some nice vintage rings and resize them? Depends on how touchy the GF is about that sort of stuff.
 
crankcall said:
OP, you said a couple pages back you got nothing from your parents? how about three square meals a day and a roof over your head? Show some respect WTF are they supposed to do, buy you a house?

I think your on the right trail, park the bike, clear student debt. The girl sound nice. Buy her whatever nice ring she'll like , because it will make her happy and feel good. Part of the deal is making your spouse feel good and be happy. The guys that says F that, I run my own show are A) often full of crap B) cave men that are with girls with low self esteem issues that like to be treated poorly.

and if you cant drive the girls Yaris without ramping it and sqealing the tires , grow the F up. If you cant manage your behaviour, in an Yaris no less, you have some challenges.
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The parents thing came out wrong. I was comparing to the Chinese living on Yonge and Finch with cars they clearly can't afford. No respect to those little ****s.

But yea you're right about the Yaris thing, I'll grow up later....lol since I'm moved out I expect to grow up relatively quickly.

And @ PLau, thanks for the defense.

Riceburner said:
Wow so much to reply to...

Good on you to clear the debt as fast as possible.

I'ts only track riding, so not like it's an everyday thing, so giving it up isn't as big a deal.

I say spend the $$$ on something more worthwhile than a rock. When I did it we both were of that mind. Neither of us ended up wearing the rings after a while anyways. DeBeers created the engagement ring mythology....very successfully. It started as a month of earnings and is up to 3 months now isn't it?

She makes more $$$ than him, so a sugar momma is the way to go.....if you do have to get married. But, I'm with Joe, DON'T GET MARRIED!!!! ...but in your case if she keeps making more $$$, you are in a good position. Win one for the team! ;)
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Time will tell if we get married or not...but she's honestly the most supportive person I've ever met. Her head is screwed on straight...not like all those god damn Asian women that want to marry rich due to ingrained culture garbage. I'll probably get her a car later...her Yaris is a rebuilt, has no electronics (locks or windows), and horrible speaker systems. She'd be happy with a $5000 used whatever that is more modern.
 
i didn't ride street or track for over 3 years... so basically i haven't been on a bike or touched it for 3 years and some odd 7 months and one day once i converted a bike from street to track just went to race track had shaky few sessions and then after that it was like good ol' days . had blast... people usually say after you brush that rust off you shine again. hope your return to street or track is comfortable and you still got your confidence .. cheers
 
Joe Bass said:
Wouldn't stop riding because of a kid on the way Polskie...but if you are like me, it seriously cuts down on the available riding time. But for the $28/ month in insurance, the bike stays. And the wife just upped the insurance payout, so she's good either way ?
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Good thinking JB! Might just increase insurance. The bike doesn't really cost me anything anyway except insurance, and some maintenance per year...max $1k and that's even stretching it. We will see as time tells. Baby is due Feb so still have the rest of this season.
 
BTW @mimico_ploak Congrats! Kids are a blessing imo. Sometimes they drive you nuts....but a blessing nonetheless.

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Joe Bass said:
BTW @mimico_ploak Congrats! Kids are a blessing imo. Sometimes they drive you nuts....but a blessing nonetheless.

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Thanks. I'm terrified of being a daddy...but the little cousins along the way help out ;)
 
mimico_polak said:
Thanks. I'm terrified of being a daddy...but the little cousins along the way help out ;)
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I'm the oldest of 5 kids, my youngest sibling being 14 years my junior. I was watching them since I was 10. Taught my wife how to change diapers. It's not easy, but nothing that should scare you. And we all make mistakes as parents. For me personally, my life began to make sense when my first was born. All the best.
**thread hijack over**
Btw OP (I can't @ you because I have no effing idea how to spell it) my wife sounds very similar to your girl. Low key. Doesn't spend on frivolous things. Makes more than I do....just wanted to fyi so you don't think I'm criticizing.

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