Riding: Is it really worth it?

  • Thread starter Thread starter SlayerofSouls
  • Start date Start date

Annual Budget

  • Less than 1,000

    Votes: 7 7.4%

  • 1,000-2,000

    Votes: 28 29.8%

  • 2,000-3,000

    Votes: 33 35.1%

  • 4,000-5,000

    Votes: 12 12.8%

  • Greater than 5,000

    Votes: 14 14.9%
  • Total voters
    94
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Quebec is harsher on supersports IIRC.

He pays less than I do for a similar bike. The public part of his insurance, that one pays when renewing their plate, is $250. His private insurance is $450.

I pay double that and we're both 1st-year riders.

He does live in the sticks.
 
daught said:
Maybe he gets to drive a Maserati because he is smart with his money and plugs bottomless money pits.

BTW OP, you should see how expensive horses and bulls ;) are.

Sent from the future using my GOLDEN iPhone 30 SS
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how expensive are horses and bulls? ive never riden a horse but i want to try. i know horsemeat is expensive but lean and high in protein
 
brucewayne said:
how expensive are horses and bulls? ive never riden a horse but i want to try.
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I think each person needs to do this evaluation for themselves. Financially, it will never make sense, and that's not worth even considering, IMHO.
 
brucewayne said:
how expensive are horses and bulls? ive never riden a horse but i want to try. i know horsemeat is expensive but lean and high in protein
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Dunno, there was a guy around here that had horses, ducatis, a maserati and other fun things in his stable. He got banned. I guess one thing money can't buy is GTAM ban immunity, or maybe it's just not worth paying for it.
 
Wasn't it just a couple years ago you could get a retired race horse for free if you owned over a certain amount of property??
Government took away funding and tax credits to race horse owners and most of them couldn't afford to keep racing so they has planned end dates if the horse wasnt addopted in time.
 
Financially, it will never make sense, and that's not worth even considering, IMHO.
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Why? - using a bike as sole transport makes financial sense for millions around the world.
Only our stupid insurance system acts as a barrier here for young riders but I rode mcycle in uni when it was all I could afford and I rode it all year.

A small bike, LAMs in Australia is superbly cost effective where gas is expensive
Lots of decent bikes for $2-3k , $167 a year for insurance and good fuel economy.
Same goes for Europe.

In Copenhagen an ICE car would cost you north of $100,000 due to 180% tax on ICE cars.

Putting the cut off for low insurance at 125 cc or 150 cc instead of the ridiculous 100 cc and expanding the entry rider coverage provided by the province for that category would open up very cost effective rides. You should be able to ride for $1200 ( $600 insurance, $600 depreciation and maintenance ) a year out of pocket before consumables even if an entry rider.
If Australia can do it so can Ontario.

Using my bike instead of the van 90% of the time for 9 months of the year makes all sorts of financial sense.

And it could be better but for blithering idjits in gov that hit everyone with tax on a used bike and stupid insurance costs.
 
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Shaman said:
I think each person needs to do this evaluation for themselves. Financially, it will never make sense, and that's not worth even considering, IMHO.
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I agree with this.

I really dislike and don't see a point of these threads or polls ... second to "Which bike should I buy?" We are all different for a reason and that's a good thing. Just do what you like to do, don't follow others or majority, because life will become boring.
 
Quote Originally Posted by Shaman View Post
I think each person needs to do this evaluation for themselves. Financially, it will never make sense, and that's not worth even considering, IMHO.
I agree with this.
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You agree that it never makes sense financially????

Of course each situation is different but these types of threads offer useful information especially to entry riders.
Did anyone ever tell you about facility insurance??

If you don't like the threads then stay out of them.

•••

THe QUebec system is closer to Australia's where there is a public cost effective segment.
Then you can layer on comprehensive etc if you want.
Most on a transport /commute low end bike will not.

Except for this year - the GTA is generally an 8-9 month riding season and for many including me longer as weather permits.

we could be like this

DSCN0709.jpg
 
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MacDoc said:
Why? - using a bike as sole transport makes financial sense for millions around the world.
Only our stupid insurance system acts as a barrier here for young riders but I rode mcycle in uni when it was all I could afford and I rode it all year.
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Really? The list is so long that I cannot be bothered to start listing all the things why bike will always be in Ontario a toy. Or until NDP comes in change all laws in our favour ... LOL

hHow is it cheaper to run a used Ninja 250 vs used Huyndai Accent? None and you will get zero advantage in traffic, you are just as stuck as everyone else, gas is cheap so the little tiny saving on gas will be hard to feel .... all you get is two wheels for 6 months, the Accent will give you 4 wheels and roof for 12 months .... The Ninja will be more fun, but that doesn't count since you called for transport financial sense ....
 
Sure

. I am selling my newly purchased Hyundai Accent due to high cost insurance in Toronto. I am a ...
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Add in parking fees, new driver insurance, higher fuel cost
Parking in particular is a problem for many.

and insurance is not cheap

2009 HYUNDAI ACCENT 4DR Lowest Rate Available for 21 year old female new driver: $2,918
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where you can get facility insurance on a small bike for $850-1100.
Fuel costs differences are not major tho still a factor.

My kid rode a Yamaha BWS for his first year and had transport far far cheaper than any car....AND he saved me running him around in the van.
His car insurance would still be stupid high even with 7 years of accident and ticket free riding.

Changes only come with public pressure.

•••
Too many scooters...
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yeah and that's the stupid headspace problem on this board....sometime maybe Toronto and the GTAM will stop being parochial.:rolleyes:
 
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09 ... why so new? ... plus you posted a female insurance rate ... we both know there are differences in risk groupes. So the Ninja will be what 1500 - 2000K or something along the lines (not sure where you are pulling 850 bucks from??) but for 6 months, right? Don't forget that pls and don't tell me that it will be natural for everyone young to commute on a bike throughout a winter. I don't think you would want your kid to commute on a bike in winter, I know I would not, not for few hundred bucks savings ....

Parking is not free anymore for bikes either, no use of HOV lines either ..... no lane splitting .... yade yade yade.

Public transport is what really we should be giving as a solid option to someone who cannot afford other means. But that is hard to do as well in most GTA.

Don't get me wrong, living in Spain? Yes bike makes a lot of sense as a transportation alternative ... in Toronto? No, not really. Too old to waste time creating "public pressure" ... more important things in life!
 
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MacDoc said:
Sure



Add in parking fees, new driver insurance, higher fuel cost
Parking in particular is a problem for many.

and insurance is not cheap



where you can get facility insurance on a small bike for $850-1100.
Fuel costs differences are not major tho still a factor.

My kid rode a Yamaha BWS for his first year and had transport far far cheaper than any car....AND he saved me running him around in the van.
His car insurance would still be stupid high even with 7 years of accident and ticket free riding.

Changes only come with public pressure.

•••


yeah and that's the stupid headspace problem on this board....sometime maybe Toronto and the GTAM will stop being parochial.:rolleyes:
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this is exactly why its so different for every person. You can do this because I am assuming its just you ....no small kids to take then where they need to go. You also mentioned gas, but on my R1 it was no cheaper on gas then in my 4 banger...but yes for 600 and below I can see it definately being cheaper on the petrol.

This is kind of a stupid thread, because everyone will have there own reason based on there situations, each being unique...kids...no kids..wife... no wife... higher salary...low pay... so many variables as to what and why we ride. If you can afford it and you are not sacrificing the real needs of life then why wouldnt you ride...if you are spending every last dollar on this hobby, then its time to re think things.
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