Does car driving record come in to play?

Robbiemac

Robbiemac

Member
Hey I'm sorry if this has been asked already and I did see something to this in another post but just wanted to clarify.

When obtaining your insurance for your bike do they look at your driving record for your car?

Thanks
 
I know that if you go to insure a car, and have had a bike insured for 30 years, they do not consider the fact that you have had insurance for 30 years on the bike. they only look at car insurance, and they want to classify me as a "new driver" 'cause I have not insured a car for a certain amount of time.....that sucks big time.
 
To **** you, yes.
To receive any benefits, no.

Pretty much what buddy above me said. It goes the same way if you've been driving for years but just got a bike....back to square one.
 
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Another thing that could be good to know is that you can get traffic offenses on a bicycle that can affect your car license/insurance.

You can get a DUI on a bicycle.
 
So I went to the bike show on the weekend and did receive two quotes from javco brokers and they do not take your G license in to account.
 
LoneRonin said:
To **** you, yes.
To receive any benefits, no.

Pretty much what buddy above me said. It goes the same way if you've been driving for years but just got a bike....back to square one.
Click to expand...

Not at SF, I got a quote for $850/year full coverage on a 600 SS and I got my M1 that day.
 
unL33T said:
Another thing that could be good to know is that you can get traffic offenses on a bicycle that can affect your car license/insurance.

You can get a DUI on a bicycle.
Click to expand...

O rly?

For one thing, you can't be charged with impaired driving if you're intoxicated while riding a bicycle since a bike is not classified as a vehicle under that law, says Sergeant Tim Burrows of the Toronto Police Traffic Services unit. But a drunk cyclist could be charged under the Ontario Highway Traffic Act (which is similar in most provinces) for careless driving, at a fine of $110. And there's always the public intoxication charge which could land you in the drunk tank or cost you at least a $50 fine.
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http://www.theglobeandmail.com/life...u-bike-if-youve-been-drinking/article1202112/
 
Robbiemac said:
So I went to the bike show on the weekend and did receive two quotes from javco brokers and they do not take your G license in to account.
Click to expand...

Ive been in insurance for about 11 yrs now - specializing in motorcycle insurance.
each company rates you differently. some will take into account your M1, M2, M dates and some will use the G dates. same with # of yrs of insurance experience.
If you're looking to get rates on your bikes.. feel free to give me a call - 416 579 0080.
 
Medha said:
Ive been in insurance for about 11 yrs now - specializing in motorcycle insurance.
each company rates you differently. some will take into account your M1, M2, M dates and some will use the G dates. same with # of yrs of insurance experience.
If you're looking to get rates on your bikes.. feel free to give me a call - 416 579 0080.
Click to expand...

This is not a joke. Call her if you're at least 30yrs old.
I kicked Primmum to the curb.
 
I just may do that. I'm 42 so I'm a little older. I've had my G since I was 18 but last year had some issue so nit the best record right now and will be getting my M soon.
 
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