Buying used process

eljay

eljay

Well-known member
Forum Sponsor
OK there's no straightforward answer for this in my search results and the sticky thread under "New Riders" isn't clear.

I've done the deal on the bike. Seller wants money, I want bike.

1. He doesn't have the UVIP. He'll try to get tomorrow. Does he have to? Can we skip this and I just pay the $20 when I go get plates?
2. Which comes first, insurance or registration/plating? I have to get it safetied too so I assume this is done before registration/plating as well? Is it done before insurance?

Sorry I'm not from Ontario. It's a lot smoother where I come from. Swap slips for money, registration and insurance in the same spot.
 
eljay said:
OK there's no straightforward answer for this in my search results and the sticky thread under "New Riders" isn't clear.

I've done the deal on the bike. Seller wants money, I want bike.

1. He doesn't have the UVIP. He'll try to get tomorrow. Does he have to? Can we skip this and I just pay the $20 when I go get plates?
2. Which comes first, insurance or registration/plating? I have to get it safetied too so I assume this is done before registration/plating as well? Is it done before insurance?

Sorry I'm not from Ontario. It's a lot smoother where I come from. Swap slips for money, registration and insurance in the same spot.
Click to expand...

I dont know if you absolutly have to have a UVIP but for your protection you want it. It will tell you if there are leans on it or if its branded (ie cant be plate). It will also give you previouse owners. My first one was owned by an insurance company at one point so i know it was in a minor accident. Good for you to loko through prior to money changing hands

For minimal headache - Get the safe cert - then register and then insurance..
 
So vrus says insurance first and Two50noob says insurance last...

You see my dilemma?
 
I just went through this process 2 weeks ago when I bought my bike.

My seller was kind enough to get the UVIP for me. At the end of the day, it isn't necessary for the sale from my knowledge, but it is definitely useful because it will give you information as to previous owners and liens. One key thing that it has is the last section of the UVIP is a bill of sale. You will need this when you register the bike because you will be charged taxes against the sale price. Now, if you aren't getting the UVIP from the seller, you can just get a piece of paper, write out a quick blurb about how much you have paid in reference to the bike, and just reference the VIN# for clarity sake. This will act as a bill of sale as long as there is a signature from both the buyer and the seller.

Again, you don't need the UVIP, but you will need a bill of sale. So if they aren't providing the UVIP, make sure you write out the information and ensure you have the buyer and seller signature.

If you plan on plating the bike immediately, you will need to get the bike safety certified and your will need proof of insurance before the ministry will give you the plates when you register the bike. When I bought my bike, I rented a motorcycle trailer from U-haul, loaded the bike on the trailer from the seller, and then took it straight to a mechanic to certify the bike before I brought it home. When I got home, I called up the insurance company and made my insurance effective as of that day, then I went to the ministry, provided them with the vehicle ownership, safety certificate, and proof of insurance, I paid my fees for taxes, plates and registration, then I got my plates. Bolted the plate on the bike and started riding.

Now, if you don't plan on riding the bike anytime soon, you can register the bike in your name without the safety certificate or insurance. The ministry will deem the bike unfit and you will not be given a plate, however, when you do decide to ride the bike, you will need to get the safety certificate and insurance before you get the plates. This is generally the best option if you are looking to just store the bike until next season. You will still need the Bill of Sale to pay the taxes though.

It doesn't necessarily matter which order you get safety or insurance, but both are needed before you plate the bike.

Hope I made things a little more clear instead of more confusing :)
 
Yes you want the UVIP - liens registered on bikes are a common occurance - sometimes they remain registered improperly even when no money is owing to the lien registrant. Providing the UVIP is generally the responsibility of the seller - though he may ask you to pay for it. Get the UVIP and read it carefully before you give him the money.

In the event that you want to take the risk and skip this process make sure you put a clause in the sale agreement that the bike is being sold free and clear of any liens and/or encumbrances. This clause should be there anyway for your protection. But from my experience it's not worth the hassle trying to get the lien off the bike after the sale - or to get some remedy because it has a lien on it - i.e. trying to get your money back.

You should also make sure there is a clause which says the sale is conditional on the bike passing safety certification - for your protection. I would get the bike safetied and see the UVIP before you complete the sale.

Generally you can get insurance on the bike ahead of time all they need is the VIN number of the bike and your own information. They will give you your temporary insurance slip right away via email - take your slip, along with the UVIP, the mileage on the bike, the signed ownership of the previous owner, the safety certificate, and your sale receipt to the ministry to pay the tax on the bike and you get a new ownership with your name on it. Make sure you know your plate number so they can transfer your plate.
 
eljay said:
So vrus says insurance first and Two50noob says insurance last...

You see my dilemma?
Click to expand...

You don't need insurance to register your bike, You only need insurance to get plates.
 
OK so I just got off the phone with MTO. You don't not HAVE to get a UVIP from the seller, as long as you both sign a bill of sale. You will pay $20 for it. This is at your own risk regarding liens, damage, etc.
Next, get insurance first. You can get a ten day permit when this is done and go get it safetied, then go get plates. Or get it safetied in-situ or whatever and then do reg/plating. That's what the nice lady told me.
 
eljay said:
OK so I just got off the phone with MTO. You don't not HAVE to get a UVIP from the seller, as long as you both sign a bill of sale. You will pay $20 for it. This is at your own risk regarding liens, damage, etc.
Next, get insurance first. You can get a ten day permit when this is done and go get it safetied, then go get plates. Or get it safetied in-situ or whatever and then do reg/plating. That's what the nice lady told me.
Click to expand...

How are you getting the bike from the buyer's location to the seller's location. If you can find a shop on the way home, stop by and get it safety certified. It beats the hassle of getting the 10 day trip permit. Rosey Toes was on my way to the 401 from the buyer's location when I bought my bike and Ted made it a painless process :)
 
He's dropping it off at my house tonight. I'll worry about safety on my own when I have time. But Ted will be my man.

jmills said:
How are you getting the bike from the buyer's location to the seller's location. If you can find a shop on the way home, stop by and get it safety certified. It beats the hassle of getting the 10 day trip permit. Rosey Toes was on my way to the 401 from the buyer's location when I bought my bike and Ted made it a painless process :)
Click to expand...
 
eljay said:
He's dropping it off at my house tonight. I'll worry about safety on my own when I have time. But Ted will be my man.
Click to expand...
Don't hand over the money until you get a UVIP in your hands. Whether you pay for it or not, it's not a big deal.
There could be a registered lien, which can turn out to be a nightmare.
 
Mina said:
Don't hand over the money until you get a UVIP in your hands. Whether you pay for it or not, it's not a big deal.
There could be a registered lien, which can turn out to be a nightmare.
Click to expand...

+1 better safe then sorry
 
daisoman said:
+1 better safe then sorry
Click to expand...

I believe that you can get the UVIP online now. All you need is the VIN, so even if you get the VIN from him ahead of time, and get the UVIP online, you can have some piece of mind before you have the cash over.
 
jmills said:
I believe that you can get the UVIP online now. All you need is the VIN, so even if you get the VIN from him ahead of time, and get the UVIP online, you can have some piece of mind before you have the cash over.
Click to expand...

Thanks for the info. I will use that in the future.
 
Seller is required to get you UVIP by law, it has been discussed a few times on this forum. Yes, of course, if he won't get it for you, you'll pay $20 and get it yourself when registering the bike at MTO, but as already mentioned, you may be "pleasantly" surprised if there is a lien registered against that bike.
 
Order online, mail within 5 days.

jmills said:
I believe that you can get the UVIP online now. All you need is the VIN, so even if you get the VIN from him ahead of time, and get the UVIP online, you can have some piece of mind before you have the cash over.
Click to expand...
 
I'm working it all out with the seller in the name of efficiency. We're both inexperienced in doing this deal. In this situation given work hours and locations etc it's easier for me to go do the reg and pay for the UVIP than for him. Likewise it's easier for him to dump the bike off at my house at night than for me to go get it. We're both aware one could screw the other here (like I have the bike and don't pay him) so a little flexibility is being worked in. There's trust and then there's trust. We're both capitalist pigs and get the whole caveat emptor thing. I've made him sign a waiver on the bill of sale declaring there's no encumbrances to sale.

Mina said:
Don't hand over the money until you get a UVIP in your hands. Whether you pay for it or not, it's not a big deal.
There could be a registered lien, which can turn out to be a nightmare.
Click to expand...
 
eljay said:
I'm working it all out with the seller in the name of efficiency. We're both inexperienced in doing this deal. In this situation given work hours and locations etc it's easier for me to go do the reg and pay for the UVIP than for him. Likewise it's easier for him to dump the bike off at my house at night than for me to go get it. We're both aware one could screw the other here (like I have the bike and don't pay him) so a little flexibility is being worked in. There's trust and then there's trust. We're both capitalist pigs and get the whole caveat emptor thing. I've made him sign a waiver on the bill of sale declaring there's no encumbrances to sale.
Click to expand...


your willing to go to court to enforce the terms of the contract.

get a uvip first and go from there.
 
anyhoo, to answer my own question, having the UVIP is not necessary to registering and plating if you are ok paying $20.
get the bike, get insurance, get safetied, get registered/plated (or do temp reg if you didn't safety first), then put payment through is most expeditious if you trust each other.
Forum Sponsor
 
You must log in or register to reply here.
Back
Top Bottom