No UVIP... did I just get screwed?

  • Thread starter Thread starter SlayerofSouls
  • Start date Start date
Ive bought more then one bike that had a lien on it, half the time there really is no money owing on the bike. The company just never released the lien from the system....If its staying in Canada I just leave it, only time I go through the trouble of releasing it is when I want to ship the bike out of Canada. As Canada customs will not let a bike leave with a lien on the system...

Last bike I did was an 05 600RR, there was still a lien on it in 2010 when I registered it in my name...I called the lien holder and the loan was paid off in 2006...Yet there was still a lien on the system....They gave me the run around, untill I threatened to use law where you can sue them for $200 for not removing the lien in a timely manner as it is their responsibility. Once I did that they cleared the lien online within 24 hrs
 
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Spoke to the dealership, according to them they have fully paid off the lien.

Can I register a bike with a lien against it?
 
SlayerofSouls said:
Exactly. its the previous previous owner.

Person A Sold to Dealership , Dealership Sold to Person B - Person B Sold to me.

Bike was registered to Person A on June 2010.
Bike was registered to Dealership on March 2011
Bike is currently registered to Person A on April 2011.
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maybe the question is why did Person B buy it in April and sell it to you in July?
 
SlayerofSouls said:
Spoke to the dealership, according to them they have fully paid off the lien.

Can I register a bike with a lien against it?
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Yes you can. And its their responsibility to clear that! Tell them to do it right away or your going to sue them....Tell them not to mail the release, tell them to do it online right away...
 
I told the dealership to contact the the bank.

Person B is leaving the country, bike seems to be in pretty good order.
 
This is the dealerships responsibility, how can I get a release letter from them, if they are stating that its the banks responsibility.
 
The dealership is responsible to contact the bank and provide you with the lien release letter but there is no sense in fighting with them over it. Find out which bank and give them a call, they will likely give you the run around but keep patient. It's worth the peace of mind IMO. When/if you decide to sell the bike and for whatever reason the lien is not cleared you can provide the buyer with the lien release letter as a guarantee.
Good luck!
 
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I have been speaking to omvic.

The dealership is going against the standards and business practice.
 
That's why I said it's dealer's responsibility. However talking to OMVIC will not do much to your satisfaction. Instead of being on the phone with them, just call the bank.

it's an honest mistake, I'm a dealer and these things happen. No need to give the dealership a mark on their record for something that could be easily fixed.

If there was an actual lien on the bike though, that would be a different story.
 
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Stating what? They arent providing me with any information if the lien has been paid off, they will only speak to the dealership.

I have tried 3x.

The dealership has to contact them, as they are the ones that "paid off" the lein/
 
If the ownership is already transferred under your name, you're the only one that could really get that letter.
Try different departments, call the head office or something... Btw, which bank is it?
 
Just spoke with the secretary, she's the one that usually looks after these issues. She said the dealer would HAVE to get you the lien release letter as they are the ones that paid off the loan.

Call the dealership, speak with the manager/owner, inform them that you will be contacting OMVIC if the issue is not resolved in a timely manner. When dealerships hear OMVIC they usually try to solve the issue ASAP before the matter escalates.
 
Original seller said he will go to hsbc for a release letter. I told him he would not be able to obtain it, only the dealership can.

I spoke to one of the guys at the dealership, they told me the bank wont provide them any information, feel free to speak to omvic.

I will try contacting the sales manager now, get his email and send him a letter to document the process.


seller has agreed to take the bike "if i drop it off" however, with no registration, insurance I am not going to drive it. So in a situation right now.
 
SlayerofSouls said:
Original seller said he will go to hsbc for a release letter. I told him he would not be able to obtain it, only the dealership can.

I spoke to one of the guys at the dealership, they told me the bank wont provide them any information, feel free to speak to omvic.

I will try contacting the sales manager now, get his email and send him a letter to document the process.


seller has agreed to take the bike "if i drop it off" however, with no registration, insurance I am not going to drive it. So in a situation right now.
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Like I said when I was in your position I got the run around too, untill I used threatened to sue them like it says to do so on the MTO site

***From the MTO site****
The debt is paid and the lender has not cleared it


* The lender must register a clearance within 30 days
* If the lender has not registered a clearance, you can write a notice to the lender requiring them to pay you - $500 and any damages resulting from not clearing the debt
* The Ministry of Government Services, Personal Property Security Branch removes a clearance registration within 60 days

After you send them a letter saying your going to sue them for $500 they get on it fast! I was on the phone for a week and nothing happened, mentioned the $500 and they did it online right away...Next day it was off the system....If they do it the "free" to them snail mail it can take months...There is an online service that costs them like $8 that does clears it within 24hurs...Obviously they dont want to spend the money unless they have too, then its pretty easy decision $8 or $500
 
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I will do that. I spoke to the dealership main manager who will be speaking to HSBC now. He assured me that he has in his hand that a cheque has been paid to HSBC and has been cashed.

I will try hsbc with the above mentioned strategy. Who was the lender?
 
JohnnyP636 said:
Like I said when I was in your position I got the run around too, untill I used threatened to sue them like it says to do so on the MTO site

***From the MTO site****
The debt is paid and the lender has not cleared it


* The lender must register a clearance within 30 days
* If the lender has not registered a clearance, you can write a notice to the lender requiring them to pay you - $500 and any damages resulting from not clearing the debt
* The Ministry of Government Services, Personal Property Security Branch removes a clearance registration within 60 days

After you send them a letter saying your going to sue them for $500 they get on it fast! I was on the phone for a week and nothing happened, mentioned the $500 and they did it online right away...Next day it was off the system....If they do it the "free" to them snail mail it can take months...There is an online service that costs them like $8 that does clears it within 24hurs...Obviously they dont want to spend the money unless they have too, then its pretty easy decision $8 or $500
Click to expand...

That sounds good, give that a try and hopefully you'll get it solved soon.
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