YAYY nobody will insure me

cutsheal5

cutsheal5

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I have called about 100 insurance companys since the season started not one will insure me. On either of my bikes 2001 cbr 929 and a 2003 gsxr 600 im 24 with 5 tickets.......but its okay they call come off on the same day innn 2 months(thank you peel region) i think. Guess im a gunna have to wait. I just have 2 really nice paper weights till then :-D
 
You received five convictions all at once?

Have you quoted with the Facility Association? They will write you, but it won't be cheap.
 
yes i got them all at once i was pulled over for about 6.5 hours 3 cops and an MTO officer it was a fun night ,I dont really know how to go about getting facility quote but im sure one of the companys i have called has given me one.
 
cutsheal5 said:
yes i got them all at once i was pulled over for about 6.5 hours 3 cops and an MTO officer it was a fun night ,I dont really know how to go about getting facility quote but im sure one of the companys i have called has given me one.
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Care to share how you got yourself pulled over with 5 convictions for 6.5 hours??? This should make an interesting story!!! Seriously!
 
cutsheal5 said:
yes i got them all at once i was pulled over for about 6.5 hours 3 cops and an MTO officer it was a fun night ,I dont really know how to go about getting facility quote but im sure one of the companys i have called has given me one.
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Sound like you just got all this ticket recently!!

Did you pay them all off already? Have you been convicted with all five yet?

If not, then all of the 5 tickets are not in your abstract yet. You might still be lucky and get one of your bike insured.
 
cutsheal5 said:
yes i got them all at once i was pulled over for about 6.5 hours 3 cops and an MTO officer it was a fun night
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You need a better lawyer!!!
 
i got them all 2.5 years ago apparently they were on a "blitz" i was in my car long story short i got (speeding 16over reduced from 20 over talk about dick). A improper lane change(was to close to vehicle behind me), following to closely(was too close to the vehicle ahead of me),(operate unsafe vehicle) apparently my car needs powersteering had a manual rack im a mechanic but the MTO guy said its rack and pinion it needs power steering), and an improper muffler motorvehicle. i went to court tryed to fight it no lawyer stupid i know and they wouldnt reduce anything even with a mechanics safty saying that my steering rack was fine. basicly it was joke and they were trying to make and example of me . So after they pulled my plates it took 3 tow trucks to actually tow my car, because it wouldnt fit on a tow truck. i got pulled over about 12am got home around 6am, the cop and the mto left at 3am i sat on the side of bovaird right there it hits the 410 for 3 hours trying to get towed so i kind of screwed my self but kind of got screwed. It sucks but life goes on i just reeeaally want to ride again more than anything in the world.
 
If I had an insurance company, I'd insure you for $1000 a month. No theft coverage if you live in a condo though.

It's crazy that these companies don't want your money. With 5 tickets, they could charge you an arm and a leg.
 
mjavor said:
If I had an insurance company, I'd insure you for $1000 a month. No theft coverage if you live in a condo though.

It's crazy that these companies don't want your money. With 5 tickets, they could charge you an arm and a leg.
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I'm not speaking about the OP specifically, but even $1000/mo might not be enough to cover the expected claim of someone with a horrible record. You premium is not cash in the pocket of an insurance company . . . they are taking on significant risk, especially if you are a risky operator.

The OP can get insurance through Facility. What was the Facility quote?
 
this must of been before they came up with HTA 172. All those violations together = stunting these days.
 
VifferFun said:
I'm not speaking about the OP specifically, but even $1000/mo might not be enough to cover the expected claim of someone with a horrible record. You premium is not cash in the pocket of an insurance company . . . they are taking on significant risk, especially if you are a risky operator.
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Except that this sounds like a load of BS. The power steering ticket sounds fishy, unless the car was heavily modified. The other tickets are what a lot of other drivers get away with and never get caught. How is his claim going to be worse just because he's the unlucky one that did get caught?

Besides... A ticket for "improper muffler" is considered the same as a speeding ticket? Come on...
 
El Zilcho said:
Except that this sounds like a load of BS. The power steering ticket sounds fishy, unless the car was heavily modified. The other tickets are what a lot of other drivers get away with and never get caught. How is his claim going to be worse just because he's the unlucky one that did get caught?

Besides... A ticket for "improper muffler" is considered the same as a speeding ticket? Come on...
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That's why my post began with my explanation that I wasn't speaking about the OP specifically. I was talking about people with horrible records in general, not the OP who seems to have been handed a bunch of frivolous convictions all at once.
 
Also, 1 more thing to add. You said you got the tickets 2.5 years ago and had taken it to court. This means that the tickets are taken off your record 3 years from the date of conviction. Not the date of being issues the tickets. So whenever you got convicted in court, it's 3 years from that date.
 
The car was heavaly modified it was turbocharged, piston and rod, crane cams, titanium valvesprings and retainers,BFMIC, full standalone, 3'' exhaust but wasnt loud had a cat and resignator with twinloop muffler, the car came with power steering from the factory but the same car of that year is also available with a manual rack i had the car converted to the manual rack so it was leagal.
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