Which certificate is better for insurance discounts

E

eclipeslover

New member
Basically I'm going to be attending the M2 licence course and some schools give you a Canada Safety Council certificate and others give you a ministry of transportation one. In the eyes of the insurance companies which one is more credible? They say both will give you possible insurance discounts.
 
Not sure which is more credible, just be aware that less companies take rider training into consideration these days than in past years
 
+1 call ins companies and ask what the premium is with a certificate....although I do believe, like the rest, that it doesn't make a difference these days, cars maybe, but not for bikes

djbordie said:
call and find out right from the horses mouth.

chances are neither certificates really matter...
Click to expand...
 
It made a difference for me when I did my M2 course through Centenial College 5 years ago. My insurance was discounted by approx. 20%. They even revised my policy after I was already in it for one month. For example prior to the course I had applied for an insurance policy with my M1. I let them know that within one month I would be taking the course and going to the MTO to get my M2 classification. My insurance told me as soon as I pass the course and officialy have my M2, to call them back and they would adjust my policy right away. I believe my discount was a combination of completing the course and getting the M2.

Like others have said. Call the insurance companies and find out which ones will still give you a discount and how much the premiums will be.

Going back to the OP's original question. I believe all courses will give you the same discount. e.g wheither you complete it at RTI or at a College. The only difference is that if you take it at a College you can write the course off as continuing education \ Tuition expenses on your income tax.
 
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