Trip Permit??? | GTAMotorcycle.com

Trip Permit???

J

jmills

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Hey Everyone,

I'm VERY VERY VERY new to Motorcycles. I just got the paperwork for my M2 from RTI this past weekend and now it's time for me to get a bike. Since I'm looking to get the bike nearing the end of riding season, it doesn't make financial sense to me to put the bike on insurance this year. Instead, I'll wait until next riding season to get it insured.

A friend told me about a temporary 10-day permit that allows you to ride without insurance. I'm assuming that permit is meant to be used for getting the bike to a shop to get saftied, and other random little trips for registration purposes. My question is, has anyone else heard of this permit?

I'd like to have 10 days of riding this season (for free :eek:) without needing to put the bike on insurance.

Also, is this 10-day permit the "Trip" permit? From what I've read on the MTO website, you are required to have insurance on the bike to get a trip permit...:confused:

Any help is appreciated...
 
jmills said:
Hey Everyone,

I'm VERY VERY VERY new to Motorcycles. I just got the paperwork for my M2 from RTI this past weekend and now it's time for me to get a bike. Since I'm looking to get the bike nearing the end of riding season, it doesn't make financial sense to me to put the bike on insurance this year. Instead, I'll wait until next riding season to get it insured.

A friend told me about a temporary 10-day permit that allows you to ride without insurance. I'm assuming that permit is meant to be used for getting the bike to a shop to get saftied, and other random little trips for registration purposes. My question is, has anyone else heard of this permit?

I'd like to have 10 days of riding this season (for free :eek:) without needing to put the bike on insurance.

Also, is this 10-day permit the "Trip" permit? From what I've read on the MTO website, you are required to have insurance on the bike to get a trip permit...:confused:

Any help is appreciated...
Click to expand...


YOUR FRIEND TOLD YOU WRONG.......you need valid insurance my friend
 
Stop. Nothing will let you ride without insurance.
 
This is by far the most heart-crushing news I've heard all day :(

I guess that means no riding for me until next season :(
 
The trip permit is so you can ride to the mechanics to get it certified.
 
So that means that you can ride without plates with the Trip Permit?

I'm just trying to get my bearings right. When I buy my bike, I'll need to:

1) Get the bike with UVIP
2) Get my insurance
3) Get the bike certified (if not certified by the seller within the 36 day period)
4) Register the bike and get the plates put on
 
jmills said:
so that means that you can ride without plates with the trip permit?

I'm just trying to get my bearings right. When i buy my bike, i'll need to:

1) get the bike with uvip.... Yes
2) get my insurance... No if bike is going to sit and not be driven this season...
3) get the bike certified (if not certified by the seller within the 36 day period)...no bike stays unfit
4) register the bike and get the plates put on
Click to expand...
...yes

 
I know I'm being a ridiculous noob, but I just have one last question. When I go to register my bike, will I need it saftied? Or should I do that the following year when I go to plate the bike after I have insurance?
 
You don't need the safety to register the bike in your name (transfer the ownership). You will be issued an ownership with the word "unfit" on it. Next year when you have your insurance and safety, you go in and get the status changed to "fit" and they issue your plates.
 
Lyndsay said:
You don't need the safety to register the bike in your name (transfer the ownership). You will be issued an ownership with the word "unfit" on it. Next year when you have your insurance and safety, you go in and get the status changed to "fit" and they issue your plates.
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OP - be aware though that unfit status means no trip permit - you'd need a truck/trailer to get the bike to a shop for the safety.
 
But if I were to register the bike after it has been saftied, there will be a "fit" on the ownership right. This means I can get the Trip permit. But, will I need to re-safety the bike when I get insurance? Or does the "fit" condition remain?

Thanks for the info everyone :eek:

This noob is a little bit wiser now.
 
No!!!

There are two parts to what you are doing.

One is buying a vehicle. All you need is the UVIP and Bill of Sale. Here is an example: I buy a bike from Mr. X. I give him cash (just the payment price). He takes his plate off the bike gives me the vehicle ownership portion of the registration and the UVIP. I load the bike on my friends truck and we drive a way. I go to the Service Ontario kiosk. I transfer the ownership and pay the HST on the purchase price or the blue book value whichever is greater. I do not need to 'plate" the bike at this point. My friend drives it to my house and puts in my garage. No insurance require BUT I cannot take the bike on the street.

Then I want to plate the bike. It first has to be certified. Again you can do the throw on the back of a truck trick and take it to the mechanic. Or you can phone your insurance company get a temporary insurance and the temp permit and ride it there. Then you have to to take the certification to the ministry, with the insurance name and number and get your plate.

Because people generally change ownership and get the vehicle plated at the same time it is not often seen as a two step process.

BTW, wanting to drive without insurance on a bike is crazy. The insurance covers your injuries as well as damage to the other vehicle. Why anyone would take the risk especially as new rider is beyond me.
 
BTW, I would phone your insurance company and talk to them. This will not be the first time they have seen your situation and will be able to sell you something for your requirements. It won't mean you have to start paying the whole insurance bill just because you get something for the 10 days. My insurance was very helpful and explained everything to me.
 
Thanks a bunch. I honestly needed it all spelled out for me like that. Definitely cleared things up for me :eek:
 
Insurance is pro-rated. If you were to get it now or later, it makes no difference as many companies will let you pay-as-you-ride....
Say you were to get insurance in Sept, you make a payment , maybe 2, then no payments until next april/may and through the summer.....
You would not be making payments through the winter, although you would be covered for the entire year.
 
webb70 said:
Insurance is pro-rated. If you were to get it now or later, it makes no difference as many companies will let you pay-as-you-ride....
Say you were to get insurance in Sept, you make a payment , maybe 2, then no payments until next april/may and through the summer.....
You would not be making payments through the winter, although you would be covered for the entire year.
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Getting insurance now or later makes a difference if situations change... e.g. Ticket off record, accident off record, birthday, etc.

Even if situations do not change you are saving yourself a few months worth of insurance (although its very little during off season), but still a saving.
 
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Sushii said:
Getting insurance now or later makes a difference if situations change... e.g. Ticket off record, accident off record, birthday, etc.

Even if situations do not change you are saving yourself a few months worth of insurance (although its very little during off season), but still a saving.
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Your last sentence: Please explain the difference to me, a year is a year, no matter when you start (unless you are not going to re-new the following year)??
 
webb70 said:
Your last sentence: Please explain the difference to me, a year is a year, no matter when you start (unless you are not going to re-new the following year)??
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If you start now, insurance will last for a year (unless its TD, they renew on Feb regardless of when you start) so July 31, 2012 - 2013. If you start next year March, 2013 it will last until March 2014. You saved money by not having it insured from August - March.

The earlier you start, the earlier it ends, the later you start, the later it ends. Why start early if your not going to be using it? Why not start late and give yourself a few more extra months? Although it is good practice to just put fire & theft insurance.
 
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August, September, October and even November are riding months for me. Many do December and more.

You need insurance for riding anywhere except your own property.

If the bike is certified it can be registered as fit unplated without insurance. Saves the hassle of a cert later.

Trailers are cheap to rent so if you find a bike go and get it, bring it home and do vroom vroom in the garage until you decide on the insurance package. If you live in an apartment you may get hassled over an unplated vehicle.

Life isn't simple.
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