When I got my bike, State Farm tried to pull that one on me too. I told them, my boyfriend is insured with them and has car insurance with a different company, so I don't understand why it would be different for myself. The agent said she would call me back... 5 mins later I got a call and she said all was fine and they would insure me.
I've now been insured with them for almost 3 months and already having issues. I agreed to pay $147/month...
First month... $147
Second month... $189... Asked why that was, and was told it was an error and I would be credited the diff the following month and I would continue to pay $147
Today... I received a notice that my monthly payments will now be $167. Their reasoning... Bike insurance is just going up... For no good reason.
At this point, I'm irritated and will be shopping around!