I am 21, thinking about buying a motorcycle. Ive done my quotes with TD and got some mind blowing quotes like 15k a year or so. Anyways I heard about John Duffy's insurance. I want to know how accurate his online quotes are? I did a 2001 ninja 600R and i got a quote of around 1900/year which is a big relief compare to freakin 15,000/year from TD Bank. I will be calling his office on monday when everything is open. So guys, how accurate are his online quotes?