Partially at fault (and deductible) scale | GTAMotorcycle.com

Partially at fault (and deductible) scale

daveyflakes

daveyflakes

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Hi everyone, I've got a question about partial fault and how that affects one's deductible. I called my insurance provider (TDMM) but the person on the phone wasn't positive on her answer.

So first, my understanding is that the amount of deductible one must pay is directly proportional to the amount they are found to be at-fault; i.e. no deductible if not at fault, 50% deductible if 50/50 at fault, full deductible if completely at fault. However, the TDMM representative wasn't positive about the 50/50 case. So I'm hoping some of you guys can confirm, or speak from experience especially if it was with TDMM.

Second, is fault determination a variable scale; I mean is there such a thing as 10%, 20%, etc. at fault? Or is it just 0, 50/50, and 100%?

Cheers
 
If you are 25% or more at fault you pay 100% of your deductible and it will be looked at the same as an at-fault accident in insurance companies eyes.
 
Thanks for your responses guys. I looked through the Fault Determination Rules document you provided, but I don't really see any situation that applies in my case. Perhaps I will make a new post for help with determining fault in my scenario.

Thanks again
 
daveyflakes said:
Thanks for your responses guys. I looked through the Fault Determination Rules document you provided, but I don't really see any situation that applies in my case. Perhaps I will make a new post for help with determining fault in my scenario.

Thanks again
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Just post here as it will somehow (wheter you like it or not) fall into one of the catergories
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