I was wondering if anyone here with some possible inside knowledge might know if StateFarm does a MTO record check every single year (or half a year), or is it possible they might do it less often or maybe not even bother?
I'm over 30 years old, 2 cars, 1 motorcycle + 1 house insured with them for this house hold. Client for over 15+ years. I would think I would be seen as low risk throughout all this time. Clean record for many many years, just until 2010 when landed a ticket, and now recently another one (both "minor"). So unless I magically get off this one (slim chance) I will for a while have 2 tickets on my record.
Another person from this house landed a ticket in 2006, but that is gone by now. Other than that, everyone is clean.
Is there a chance that they might not be checking as often if I had been with them for so long? I heard some rumors about this. Anyone has some inside scoop about this?
I'm over 30 years old, 2 cars, 1 motorcycle + 1 house insured with them for this house hold. Client for over 15+ years. I would think I would be seen as low risk throughout all this time. Clean record for many many years, just until 2010 when landed a ticket, and now recently another one (both "minor"). So unless I magically get off this one (slim chance) I will for a while have 2 tickets on my record.
Another person from this house landed a ticket in 2006, but that is gone by now. Other than that, everyone is clean.
Is there a chance that they might not be checking as often if I had been with them for so long? I heard some rumors about this. Anyone has some inside scoop about this?
