New driver question

[Dohhh]

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My girlfriend got her g1 last year and will be going for her g2 this month.

When we called around the rates were insane to say the least. My question is, if i add her to my policy as a second driver for a year, in a year or 2 will that bring her insurance down or is it just a waste of money right now?

 

[rafiki911]

I'm pretty sure it will. Bought my first car last November and I think it helped that I was on my dads insurance with his car. Not 100% sure though.

 

[Doug Tait]

Being insured on a vehicle, even as an "occasional driver" will count for insurance history, when she applies for her own.

 

[Sushii]

Depends if your girlfriend lives with you. If she lives with you theres no point but if she doesn't, by all means add her as a occasional rider.

P.S Any insurance will count towards her history even if shes occasional.

 

[rideitlikeyoustoleit]

I spoke to an agent and he said the policy will be rated for the highest risk driver, just like for motorcycles. Is this true?

 

[Sushii]

I spoke to an agent and he said the policy will be rated for the highest risk driver, just like for motorcycles. Is this true?

Cars? Yes.

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