Motorcycle Training Course for M2

msatrakkoic

msatrakkoic

Well-known member
Hello everyone,

I'm new here and am still trying to figure out how everything works so I apologize if this has already been answered or if it is in the wrong place.

I bought a bike and am looking to do the training course next spring. I was looking at either Riders Training Institute (RTI), or centennial college (or humber or any of those other college courses).

My question:

Upon completion, RTI offers a Ministry of Transportation approved certificate

The colleges offer a Canada Safety Council certificate

Which one is more beneficial for insurance etc..?

I know that the best option is to call up individual insurance companies but just wanted to know whether anyone had any insight or experience with this.

Thanks guys!
 
Insurance company didnt bother in my experience when i mentioned safety course
good luck with insurance next year. First year bikers tend to have it bad
 
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Most insurance companies don't really care if you have a safety course cert (I think (maybe) Des jardin and possibly TD care).

Either way, don't think the safety course will make a huge difference in premiums
 
Depends on the CC of the bike you have... Prepare to bend over and take a fist in the arse, no lubrication.

I'm 22, with State Farm Full G for 5 years, no accidents, 1 ticket with 2 demerit points, M2.

On a 125 CBR I paid 150 a month, on my R6 I pay 300 a month... Anything under 300cc was 150, under 600 is 300 under 900 is 600 and above 900 is 900 a month. Believe me, it sucks. If you love it, cost doesn't matter!
 
Matthew.Tremayne said:
Depends on the CC of the bike you have... Prepare to bend over and take a fist in the arse, no lubrication.

I'm 22, with State Farm Full G for 5 years, no accidents, 1 ticket with 2 demerit points, M2.

On a 125 CBR I paid 150 a month, on my R6 I pay 300 a month... Anything under 300cc was 150, under 600 is 300 under 900 is 600 and above 900 is 900 a month. Believe me, it sucks. If you love it, cost doesn't matter!
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Yeah I can imagine. I got a good quote with my dad as the primary so ill probs do that.
 
discounts depend on the company.

But if you're taking a course simply for the discounts, you're kind of missing the point of taking a safety course.
 
msatrakkoic said:
Yeah I can imagine. I got a good quote with my dad as the primary so ill probs do that.
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Not to be a killjoy, but - careful where you're going with that. If he's on the policy as the primary driver, and the insurance company can prove he wasn't, you can get into a whole lot of trouble.

+1 for what JFD says.
 
msatrakkoic said:
Yeah I can imagine. I got a good quote with my dad as the primary so ill probs do that.
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Plus I believe if you live with dad he will pay the rate based on you anyway
 
JFD said:
discounts depend on the company.

But if you're taking a course simply for the discounts, you're kind of missing the point of taking a safety course.
Click to expand...

Well I assume most of what they tell you is common sense. But I value my life, and discounts is not the primary reason. Just figured if I have to make a decision between the two, which one would be better.

Sora said:
Not to be a killjoy, but - careful where you're going with that. If he's on the policy as the primary driver, and the insurance company can prove he wasn't, you can get into a whole lot of trouble.

+1 for what JFD says.
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I've had a car for the past 5 years insured on my dad. Only issue i had was when cops randomly pulled me over, and asked me whos car it was. i said it was mine, they asked who was primary on the insurance.. i told them my dad, and he proceeded with a sarcastic "then its your dads car" remark... and from what I know, the amount of people that do it this way is huge. I doubt any insurance company will go that far. Plus, living in Ontario, they already rip us off enough with insurance rates.
 
Dude, you really need to take a course. Those assumptions are way off.

Common sense only allows your experience to help steer your judgement. But if you have poor operator skills, you're gonna be having a bad day all year round...
 
take the course.

even people who have been riding for a while learn a thing or two. if nothing else you at least know you got off to a good start.

and a lot of stuff isnt common sense. motorcycling is counterintuitive. common sense will only get you so far...

in sum, for all our safety, please take a course.

thanks
 
msatrakkoic said:
Well I assume most of what they tell you is common sense. But I value my life, and discounts is not the primary reason. Just figured if I have to make a decision between the two, which one would be better.



I've had a car for the past 5 years insured on my dad. Only issue i had was when cops randomly pulled me over, and asked me whos car it was. i said it was mine, they asked who was primary on the insurance.. i told them my dad, and he proceeded with a sarcastic "then its your dads car" remark... and from what I know, the amount of people that do it this way is huge. I doubt any insurance company will go that far. Plus, living in Ontario, they already rip us off enough with insurance rates.
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Maybe straight up stating that you've broken the law and gotten away with it on a PUBLIC forum isn't the best idea.

Maybe that's how all cops are and you have nothing to worry about, or maybe you got really lucky and that was just one very nice cop. Just something to ponder.
 
msatrakkoic said:
Well I assume most of what they tell you is common sense. But I value my life, and discounts is not the primary reason. Just figured if I have to make a decision between the two, which one would be better.

I've had a car for the past 5 years insured on my dad. Only issue i had was when cops randomly pulled me over, and asked me whos car it was. i said it was mine, they asked who was primary on the insurance.. i told them my dad, and he proceeded with a sarcastic "then its your dads car" remark... and from what I know, the amount of people that do it this way is huge. I doubt any insurance company will go that far. Plus, living in Ontario, they already rip us off enough with insurance rates.
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If you get in an accident and you are at fault its a good way for them to not have to pay a huge payout or at least have you pay comparative responsibility. The reason they are so high is because they know they can squeeze it out of you and get away with it, they have no problem making an example out of people.
 
TD cares but you don't get a discount for it. Rti is a great course. If you come out of it not learning something then you shouldn't be riding.

Sent from my SM-N900W8 using Tapatalk
 
JFD said:
discounts depend on the company.

But if you're taking a course simply for the discounts, you're kind of missing the point of taking a safety course.
Click to expand...

JFD said:
Dude, you really need to take a course. Those assumptions are way off.

Common sense only allows your experience to help steer your judgement. But if you have poor operator skills, you're gonna be having a bad day all year round...
Click to expand...

+1 both times. Don't assume anything, it isn't a bicycle. Have an open mind, take the course, and stop trying to cheat the insurance companies. Don't put yourself in a position where you have to justify your lying to an insurance company with "they rip us off all the time", it won't get you anywhere.

Oh and I recommend Learning Curves Foundation. I took it in September, learned a lot and it was a lot of fun too.
 
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