Insurance for classic/vintage bikes

M

momoneymohoney

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Called Jevco to get a quote for a 1985 Suzuki GS 450 L, and the quote was pretty close to my 2003 Katana 750 (around $1200). SF giving me the same thing too. over 25, G1 since I was 17. Is this normal?
 
momoneymohoney said:
Called Jevco to get a quote for a 1985 Suzuki GS 450 L, and the quote was pretty close to my 2003 Katana 750 (around $1200). SF giving me the same thing too. over 25, G1 since I was 17. Is this normal?
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Normal for Who?
 
I just got an 1150 quote on my '79 KZ400 from Jevco, sounds like similar specs to you (27/GM/1ticket). I didn't insure this bike last year for the same reason and it looks like i won't be able to find cheap insurance for it this year either. Worst part is that if my bike was a newer 400 insurance would be next to nothing with my company (TD Meloche Monnex).
 
I have a 1982 CB900F Super Sport that's $1000 a year from State Farm. 30 with full M license.
 
I thought classic bikes were 15 or more YO+ and vintage cars were 25 YO+. From the viewpoint of a devil's advocate I wouldn't see a 25 YO run of the mill bike as something someone would baby like they would a Brough Superior, Vincent etc. I would think more in line of it being a cheap, possibly poor handling bike to hammer around with hence high on the liabilty scale. A Vincent would be low on the liability scale but high on the theft / comp part. The last time I insured an older bike it was a 23 YO Goldwing with basics for about $500.00.
 
nobbie48 said:
I thought classic bikes were 15 or more YO+ and vintage cars were 25 YO+. From the viewpoint of a devil's advocate I wouldn't see a 25 YO run of the mill bike as something someone would baby like they would a Brough Superior, Vincent etc. I would think more in line of it being a cheap, possibly poor handling bike to hammer around with hence high on the liabilty scale. A Vincent would be low on the liability scale but high on the theft / comp part. The last time I insured an older bike it was a 23 YO Goldwing with basics for about $500.00.
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I actually didn't know the difference between classic & vintage, thanks. Guess I'm stuck with the Kat, really was hoping for a cheaper price for the lower old and lower cc bike.
 
momoneymohoney said:
I actually didn't know the difference between classic & vintage, thanks. Guess I'm stuck with the Kat, really was hoping for a cheaper price for the lower old and lower cc bike.
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I'm throwing apples and oranges as I'm not sure of the official definitions. A classic can be almost instant if it creates a new class of vehicle. Vintage is more like being an adult or senior citizen. If the number is there you're it. The numbers are all over the place.
 
OP, What class (M1, M2, M) and how long have you had your M license?

Also, what level of coverage are you being quoted?

Jevco is charging me about $1200/yr to cover both of my bikes, liability only.
 
Lunatic said:
OP, What class (M1, M2, M) and how long have you had your M license?

Also, what level of coverage are you being quoted?

Jevco is charging me about $1200/yr to cover both of my bikes, liability only.
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Had my M2 License for about 3 years now (getting M this spring). It was liability only. You probably have experience and full M on me maybe, but that's a really good rate.
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