Think it's a good bike for your description - I bought it for the reasons the other rider mentioned - even my 93 is smooth and quiet and ages well.
Looking forward to some touring on it this year in Aus.
Motor IS bulletproof. Good storage - about the same as my Burgman. 110 litres with stock stuff.
The weight is down low due to the gas tank under the seat.
Cop rider who is friend said they generally preferred the ST1100 to the 1300s they got later.
The seat height is low BUT it's wide so if you are height challenged it can be a bear at low speed in the city. I'm a 30" inseam and with my riding boots on it's just "okay".
Once moving tho it's a gun platform.....solid as a rock at speed tho not quite as nimble on tighter twists as I like. Run all day at 130+ and big tank is useful and are small front storage pockets ( don't put electronics in there tho - gets hot.
I ( and others ) put risers on fro a bit more upright position and the touring windscreen - while awkward looking really takes all the wind pressure away on shoulders.
As mentioned hit the ST owners forums.
I have a stone protector on my headlight as they tend to get scarred and shipped over time with the flat surface. Good mirrors....if you fit the bike it's a great longer term set of wheels....amazing motor.