FLOORED by the the difference of quotes I got today

Venom01

Venom01

Well-known member
O.K. here the info

30 years old
Live in Mississauga
Full GM (been riding and driving from 2000)
100% clean record with no claims
Basic insurance (all anyone would offer on my old bike)
1981 Honda CB750F

Current broker
Dalton Timms
Quoted using Jevco
$1,380 a year

State Farm
without moving my car
$1,260 a year
with car
$924 a year
Wanted over $2000 for my car (WAY TO MUCH)

John Duffy
Bike quoted through Jevco
$680 a year
No car moved over
no multi line
This is for the Bike alone


How the HELL is there such a big difference here?

Guess who I'm going with?
 
why is dalton timmins quoting you 1380 a year if your going through jevco aswell ? It must be a mistake.

Every quote I've gotten with jevco from different brokers was exactly the same for the bikes I wanted to insure.

Maybe John R duffy made a mistake double check before you buy the bike
 
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NEED_SPEED said:
why is dalton timmins quoting you 1380 a year if your going through jevco aswell ? It must be a mistake.

Every quote I've gotten with jevco from different brokers was exactly the same for the bikes I wanted to insure.

Maybe John R duffy made a mistake double check before you buy the bike
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I already own it and been riding it for 6 years now. Just not this season. I don't think there is any mistake. J. Duffy actually knew my bike while all the others had no clue what it was. I think the problem lies within that.

They also beat out my current and other insures on my car by an average of $200 for the same coverage I have now.

Oh yeah, ill have to find it but I am sure I've read post within the insurance section about Duffy beating out the other company's on older bikes by a huge margin.
This is my signature
 
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The $680 sounds right to me. Phone Riders Plus(JEVCO) and confirm though.

I agree knowing bikes makes a difference, I think if they start entering the bike info incorrectly the insurance codes get messed up or something.
 
SFer said:
The $680 sounds right to me. Phone Riders Plus(JEVCO) and confirm though.

I agree knowing bikes makes a difference, I think if they start entering the bike info incorrectly the insurance codes get messed up or something.
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I'm starting to think I've been paying full on prices for an SS these past years. Even though my bike was considered an SS for its day its no more then a regular old street bike by today's standards.

This is my signature
 
Got my renewal today; Jevco raised my rate on my 600 from $1300 to 1550.

Called up state farm they quoted me $1300 for my 600, $790 if I bring my truck over, and $665 if I bring my property over also.
 
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REDBALLS said:
Got my renewal today; Jevco raised my rate on my 600 from $1300 to 1550.

Called up state farm they quoted me $1300 for my 600, $790 if I bring my truck over, and $665 if I bring my property over also.
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But what did they want for your truck? They $300 more a year then I'm currently paying for my car with the same coverage I'm getting now. The bike discount was not nearly good enough to justify it.

This is my signature
 
AH HA! Finally after years of searching and head scratching and calling my bike insurance woes have been figured out. Basically I've been being charged for an SS all these years simply because my bike did not exsit in any of my brokers computer systems. So basically they find what they would figure is the closest thing to my bike and somehow came up with SS rates which I don't get because I though any bike over a certain age was no longer classified as an SS. As far as rates go for an SS $1,200-$1,300 is not that bad.

Well things started to become clear to me when I got quoted by Duffy. They knew my bike, they never even questioned it. Thats what got me thinking. So I called my broker at Dalton and said Look this is what Duffy quoted and they quote through Jevco, same as you guy. Like some people here thought she also claimed it might be a mistake on Duffy's part. Well Just now I got off the phone with her and low and behold now my current insurance company wants $680 a year as well. She would not confirm my suspicions but I'm positive thats what was happening.

I owe it all to calling Duffy. I don't know why I never called tem in the past. My BIG mistake, no doubt about it. My broker was also able to match their rates for my car as well. I've learned a big lesson probably YEARS too late but at least I know now. Question your companys knowledge of bikes. To think of all the money I could have saved over the years if I took the time to dig around a bit. I also have this site to thank for feedback and for having info on different companys to check with. Looks like I may get some riding in before the year is out after all!
 
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Year after year I have gotten the lowest quote from J.R. Duffy /Jevco, I've always been insured with these guys as no one else has been able to beat them.
 
Venom01 said:
O.K. here the info
State Farm
without moving my car
$1,260 a year
with car
$924 a year
Wanted over $2000 for my car (WAY TO MUCH)

John Duffy
Bike quoted through Jevco
$680 a year
No car moved over
no multi line
This is for the Bike alone


How the HELL is there such a big difference here?

Guess who I'm going with?
Click to expand...


Congrats on moving in with Duffy/Jevco they are the ONLY insurance company that offered me a decent deal and I am still with them after 8 years.

I wouldn't touch that stupid company State Farm even with a 10-ft pole. They wanted a whopping $1,900/yr for insurance on a measly 2001 Honda dual-sport 250cc one way third party liability, I had over 20 years driving experience with my "G" and had more than 3 years with a "M2".

I called Duffy/Jevco and they insured me for $325/year. I'll never leave them.

I changed bikes, to a 750cc sport-tourer and they are charging me $537 a year, lol peanuts!
 
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Pegassus said:
Congrats on moving in with Duffy/Jevco they are the ONLY insurance company that offered me a decent deal and I am still with them after 8 years.

I wouldn't touch that stupid company State Farm even with a 10-ft pole. They wanted a whopping $1,900/yr for insurance on a measly 2001 Honda dual-sport 250cc one way third party liability, I had over 20 years driving experience with my "G" and had more than 3 years with a "M2".

I called Duffy/Jevco and they insured me for $325/year. I'll never leave them.

I changed bikes, to a 750cc sport-tourer and they are charging me $537 a year, lol peanuts!
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Please tell me how you get insured for 325 a year, and what bike was this on ? also 537 a year on your 750, hmmmm I just paid 625 for my bike, 47 year old, no tickets, clean record, how are you almost a hundred bucks cheaper ?

ahhh I think the first price was on a 250 ? right ?

and your other price is lower because you have had insurance for 3 consecutive years or more for your bike, right ?

and what kind of coverage are you getting, liability, fire theft, etc. or just liability

you can pm me privately on the coverage aspect, as that could be personal info, and you don't need to divulge it in an open forum
 
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I am 41 years old, 1 speeding ticket going 15 km/h over limit, G licence for 23 years and M licence for 2 years, no accidents or claims. I live In Toronto.

I got rid of my old dual-sport and bought a 750cc sport-tourer and called up Duffy to give me a quote for the new bike. They quoted me $537/yr to insure my 750cc one way. I am now 41 with a "G" licence for 23 years and an "M" licence for 2 years, 1 speeding ticket going 15 km/h over the limit, no accidents.

I paid them $537 in one lump sum and am insured till June/2013. I live in a BAD area of Toronto so I know I would pay even less if I lived outside the GTA.

NOTE: Duffy kept charging me $20 more every year so by the time I changed bikes the rate had gone from $325/year in 2004 to $460 year in 2012, but that was still the cheapest around since the next lower contender was Riders Plus that wanted $500 in 2004.
 
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I think it's time to tell my Insurance agent to pi$$ off and take a hike, he swore up and down, this (625 per year) was the lowest I was going to get no matter what....

and just to make sure, guess who I am calling on Monday.....

It's not the hundred bucks, but the principal of the whole thing, I hate some one bull $******** me, especially if there is a better price...

well I will get to the bottom of it on Monday for sure...

Thanks for the honest answer.....

Cheers


ohhh and I have had my M since 1994, insured on and off, this could be the only reason for the higher premium, as no consecutive insurance, but you have had a M for only 2 years so that don't make sense either
 
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Basically it was a life saver. I knew everything was wrong with the quotes I've been getting with other brokers. So when I told my current broker what I was quoted at she started to tell that Duffy might of made a mistake but that she would double check anyway. A day later she calls back saying "I don't know they quoted you that price". She said she's using Jevco as well as they are the only company that will insure an old bike.
So how did we come from almost $1300 a year down to $680? Basically it came down to my brokers being completely clueless about motorcycles. The had no idea what a cb750f was while Duffy didn't even question the bike. The person I talked to knew exactly what it was. So now at that point I said to my broker I'm switching. She gave a bunch of hold on let me look into it and what not. Finally it got to the point that they actually look for info on my bike model. She actually said " ahhhh here's the problem, its a super sport". At that point I was getting ******. Long and short of it not only did my brokers somehow magically match the Duffy quote the also magically took my car insurance price down $200.

Duffy has been the only company I called that knew my bike. Every other company was charging me for a modern 750. Of course I can't prove that's what's been happening to me because no one will confirm that's how I've been getting screwed over but I know it.
Some of may say I should have known better the to go all these years with really getting more involved into figuring out why I was getting charged as much as newer riders on newer 600ss bikes with my experience, age, and bike type, but when you call 3-4 company's in a row and they say we don't have that bike on our system and all of them giving me quotes for $1200 plus you figure to yourself this must be it. Like I said a few post ago I learned something. It may have been learned late and I may have lost a lot of money of the past 5 years or so since I've had this bike but at least its at an end now. I missed the season so far as I'm not insured right now because I couldn't afford the $1200-$1300 my company originally quoted me at my renewal. I'm ****** but I got to move on and at least be thankful I'm going to pay what I SHOULD have been paying for a while now. I also have this site and the people on it to thank. Talking about quotes to experience and bike types put certain things into perspective and really got me questioning all the quotes I've ever gotten from different company's. Its kinda sad to say it but it stinks when the person on the other side of the may not know what the hell they are doing...........or maybe they did know EXACTLY what they were doing. Who knows.

This is my signature
 
GateKeeper said:
ohhh and I have had my M since 1984, insured on and off, this could be the only reason for the higher premium, as no consecutive insurance, but you have had a M for only 2 years so that don't make sense either
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Ummm when I got quoted for $325 a year by Duffy I only had my M2 like for 3 months.

Well I'm getting ripped off with my car insurance company (Unifund), I'm paying a whopping $250/month for a 1997 Toyota Rav-4 liability only while a fellow forum member is paying $150/month full-coverage for a 2007 Kia Sorento and yet his younger than me and has had his G licence only half as long as me. How in hell do you explain that?
 
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Pegassus said:
Ummm when I got quoted for $325 a year by Duffy I only had my M2 like for 3 months.

Well I'm getting ripped off with my car insurance, I'm paying a whopping $250/month for a 1997 Toyota Rav-4 liability only while a fellow forum member is paying $150/month full-coverage for a 2007 Kia Sorento and yet his younger than me and has had his G licence only half as long as me. How in hell do you explain that?
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sorry my bad, I have had my M since 1994, bit of a typo, but still far longer than you.....

How in hell do you explain that?
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simple.....

they are legalized extortionists.............they can do what ever they feel like, and the government even dictates to them as well.....go figure

anyways, Monday I am making a call to Duffy,,,,,not only will the bike go there if they end up being cheaper, so will the house and the cars, and my current agent can take a flying leap........

Cheers
 
Duffy insures cars? They do vehicles?? My cars are with UniFund Insurance, I never knew Duffy insures vehicles! I'm calling them monday!
 
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