Does insurance rate go down after a year?

frugalman

Well-known member
I have my G for more than 15 years. No claims. 2 traffic ticket.
got my M2 for 5 months.

will my motorcycle insurance rate go down after 1 year of M2?
I can't move up to a bigger engine since it costs a lot more now
 
With some insurance companies yes, with some no. Which companies have you got quoted with?
 
i have quote from statefarm.
and they don't lower the rate.

actually, i just got quoted for a 650cc bike, $135/month liability only.
that's more expensive than my car insurance....

the bike itself is only $3k....
 
i have quote from statefarm.
and they don't lower the rate.

actually, i just got quoted for a 650cc bike, $135/month liability only.
that's more expensive than my car insurance....

the bike itself is only $3k....

But what are the difference in medical bills and chances to make a claim between your bike and your car?
 
In the 5-6 years I've had Motorcycle Insurance it always goes up every year until I switch to another company.
 
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