Do administrative suspensions count??

LoneRonin

LoneRonin

Well-known member
Something like not paying your ticket on time, or being pulled over under the limit but still having your license taken away?
 
no, it has to be greater the 15day (i beleave) to count.
a 7 day for a 172a does not count aGAINST INSURANCE
 
You'll want to check with your insurance carrier. I was asked "has your license ever been under suspension? ", it was a yes/no question they did not care why when I was shopping for rates.
 
Did not for me. However my suspensions was a computer related issue and I have a letter from Service Canada stating that.
 
Didn't for me. Even when I changed companies I answered yes, they asked why and I told them for not paying fine on time.
 
There is provincial legislation that says an insurance company may not consider an "administrative" suspension to rate a policy.

I went in to Primmum's office to pay my policy one year and the nice lady pulled my abstract... to find I had been under "administrative" suspension for over three years.
She was quick to point out that made my insurance policy, for the time I was suspended, null and void.
Ya should have seen the look on her face when I asked for a refund for the time my policy was null and void.
The conversation didn't go very far.

Remember: you're not really suspended till you are served with a suspension.
 
I would think it depends what it was suspended for and for how long. Might even differ between insurance companies.

From my experience, a 7 day suspension from a street racing charge did not affect my insurance with Jevco when I started my policy May 2012.
 
bitzz said:
Remember: you're not really suspended till you are served with a suspension.
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Which as of a couple of years ago is 7 days after the suspension starts (and the letter is sent). They call it "deemed served".
 
Let me speak in here. They absolutely CAN change your insurance, but it depends on why it was suspended. I had an "administration suspension" for not paying a fine a few years ago and it did NOT make any difference in my rates. HOWEVER, one year ago I got a "3 day administrative suspension" for having .05 alcohol in my blood (verified by machine), and it DID change my insurance, and it did HUGE. Trust me I tried to challenge this, and this is a year later and it is still the same. Not only does it raise your insurance, but it raises it HUGELY. I was a sober that night as I am not typing this, and the "good" I am taking from this is that I learned just how easy it is to "blow" that number.
 
......and COYO is correct when he says that you are automatically "deemed served" after 7 days of it being sent out. They are NOT sent "registered letter" anymore, and even if you don't get it, or it goes to an incorrect address (or you've moved and have not changed address). You will STILL be charged with driving while suspended, and you will still get convicted. I have seen this in court many many times.
 
bitzz said:
There is provincial legislation that says an insurance company may not consider an "administrative" suspension to rate a policy.

I went in to Primmum's office to pay my policy one year and the nice lady pulled my abstract... to find I had been under "administrative" suspension for over three years.
She was quick to point out that made my insurance policy, for the time I was suspended, null and void.
Ya should have seen the look on her face when I asked for a refund for the time my policy was null and void.
The conversation didn't go very far.

Remember: you're not really suspended till you are served with a suspension.
Click to expand...

Once the letter is sent out by the ministry you are under suspension whether you actually get it or not.I know someone(daughter) who who was suspended and drove another 5 months before getting pulled over again and informed at the roadside she was under suspension.This was over and unpaid sticker fine and cost $1000 to get out of.I live in the same house and am the only one with the mailbox key so I was blamed.I called and was told this under.she was told the same in court.No registered letter just regular mail.
 
69camaro said:
Let me speak in here. They absolutely CAN change your insurance, but it depends on why it was suspended. I had an "administration suspension" for not paying a fine a few years ago and it did NOT make any difference in my rates. HOWEVER, one year ago I got a "3 day administrative suspension" for having .05 alcohol in my blood (verified by machine), and it DID change my insurance, and it did HUGE. Trust me I tried to challenge this, and this is a year later and it is still the same. Not only does it raise your insurance, but it raises it HUGELY. I was a sober that night as I am not typing this, and the "good" I am taking from this is that I learned just how easy it is to "blow" that number.
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They CANNOT.

http://www.fsco.gov.on.ca/en/auto/autobulletins/2006/Pages/a-04_06.aspx

http://www.torontosun.com/news/canada/2009/05/02/9321766-sun.html
 
drumstyx said:
The bummer is that insurance companies just band together and things like this just fly under the radar. Same thing for not being allowed to take insurance continuity into account; they just do it anyway.
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They do whatever they want. Fire, police, EMS are legislated to be insurance exempt if they have an accident while on the job "in the execution of their duties" (still liable under the HTA). A cop friend of mine had an accident, got charged, and had no problem with that. What he and his union did have a problem with was his insurance company jacking his rates because of it. They fought it but in the end the insurance company just took his money.
 
drumstyx said:
The bummer is that insurance companies just band together and things like this just fly under the radar. Same thing for not being allowed to take insurance continuity into account; they just do it anyway.
Click to expand...

Well, that is what the Ombudsman is for...
 
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