Cheapest possible insurance | GTAMotorcycle.com

Cheapest possible insurance

bengali548

bengali548

Well-known member
Forum Sponsor
Hey

So I'm trying to cut back my spending and wanted to start with insurance

I'm a 21 y/o male m2 clean record (2 tickets but they're being processed)

I just want to ride a motorcycle above 125cc doesn't matter if it's a cruiser or a sport bike and the year doesn't matter either

I currently own an 08 ninja 250 (paying 2100) and my insurance next year (second season) will be 1300-1500 dollars but I'm trying to get the number under 1000 what bike will allow me to achieve this (hoping to stay away from cruisers but I don't care I love riding regardless)

Btw: no prior research has been done
 
Get a scooter man.. forget the stigma they hold.. either you're riding or not right and you'll have cheap insurance!!
 
Are you paying full coverage or just liability? If full, drop down to liability and you will save some there.
 
arushbhai said:
whats the minimum liability here in GTA? 1 million or 200,000?
Click to expand...

Minimum in Ontario is $200K, but you would be stupid to drop that low. $1M doesn't cost much more than $200K. I suggest and carry $2M myself.
 
OP, you already have a bike that is giving you about the cheapest insurance possible. You might get a little bit cheaper if you drop down to a CBR125, but probably not by much. You will be cheapest with an e-bike (no insurance needed), then a moped (must have functional pedals), and then probably a CBR125. If you buy a crappy bike that you don't care about (or can at least afford) losing, then you can drop Collision and Comprehensive coverages.
 
You don't have to ride a scooter to get cheap insurance don't listen to that man!!! alot of cruisers are cheaper in insurance and ninjas are as well ,but age and years ridieng also goes to how high it is.My insurance was high my first year and i have a small cruiser .second year is alot better what a drop and i go with Jevco they were the lowest and we dont get full coverage which makes it lower as well.But thats all up to you ...Good luck
jay-d said:
Get a scooter man.. forget the stigma they hold.. either you're riding or not right and you'll have cheap insurance!!
Click to expand...
 
LilMel said:
You don't have to ride a scooter to get cheap insurance don't listen to that man!!! alot of cruisers are cheaper in insurance and ninjas are as well ,but age and years ridieng also goes to how high it is.My insurance was high my first year and i have a small cruiser .second year is alot better what a drop and i go with Jevco they were the lowest and we dont get full coverage which makes it lower as well.But thats all up to you ...Good luck
Click to expand...

If the goal is to get the insurance as cheap as possible, a moped is the way to go. Of course you can get cruisers and CBR125s that are reasonable to insure, but they will certainly cost more than a moped.
Forum Sponsor
 
You must log in or register to reply here.

Back
Top Bottom